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5608 W COUNTY ROAD 240, Lake Butler, FL, 32054

2beds
2baths
948sqft
$239,900
$253price/sqft
$1,682/moest. monthly cost
$67,280/yrincome needed

About This Home

Country cottage situated on 8 mostly wooded acres in Union County. Over 800 ft of paved road frontage with a dry bed creek behind the house. Circle driveway, 2 detached carports, fruit trees. Home features include split bedroom arrangement, 2 full baths, electric fireplace, large covered front porch. All sorts of wildlife on this wooded parcel of land. Located close to the Columbia County line with quick and easy access to Lake City and Lake Butler.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
4/10
Lake Butler Middle SchoolGrades 5-811.6 mi
--
Union Virtual FranchiseGrades 6-1211.6 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Metal
  • Construction materials: Fiber Cement,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Pantry,Primary Bathroom - Tub with Shower,Split Bedrooms
  • Flooring: Concrete,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,668
  • Total interior livable area: 948 sqft

Property

Details

  • Parcel number: 1705180000000150
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Side Porch
  • Fencing: Other
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 7.93 Acres
  • Features: Split Possible,Wooded

Parking

  • Total spaces: 3
  • Parking features: Carport,Circular Driveway,Detached Carport
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Tornado
Wildfire

FEMA Declared Disasters in Union County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$110$1,320
Property Taxes $162$1,944
Electricity $197$2,366
Total$1,682$20,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,668/yr
40% on housing$50,460/yr
45% on housing$44,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 32054$141
Union County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 32054
Union County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Listed for sale$250,000

For Sale by Agent

AgentCHARLEEN STEPHENS
BrokerageAMERICAN DREAM OF NORTHEAST FLORIDA

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