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28 Rain Dance Cir, Ringgold, GA, 30736

4beds
3baths
2,493sqft
$699,000
$280price/sqft
$4,962/moest. monthly cost
$198,480/yrincome needed

About This Home

Welcome to 28 Rain Dance Circle located within the Council Fire Golf Club community. Perfectly blending timeless elegance with effortless main level living, this exceptional residence offers three spacious bedrooms on the main floor, providing comfort and convenience for everyday living. From the moment you arrive, you'll be captivated by the professionally designed landscaping creating breathtaking curb appeal and a peaceful outdoor setting. Custom built in 2020 this well-designed floor plan provides seamless flow for entertaining and everyday life; with the primary suite and two additional bedrooms all conveniently located on the main level. Upstairs, a versatile bonus room or private guest suite offers the perfect space for visitors, a home office, media room, gym, and more. Living in Council Fire means more than owning a beautiful home; it's becoming part of one of the Chattanooga area's premier golf communities. With its recent transition to Equity ownership, residents enjoy a renewed commitment to preserving the club's outstanding amenities, championship golf course, and vibrant community atmosphere. If you've been searching for exceptional landscaping, a highly desirable floor plan, and the lifestyle that only Council Fire can offer, 28 Rain Dance Circle is a rare opportunity you won't want to miss.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
8/10
Ringgold Middle SchoolGrades 6-85.3 mi
6/10
Ringgold High SchoolGrades 9-125.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2020

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Built-In Gas Range,Dishwasher,Exhaust Fan,Gas Cooktop,Gas Range,Gas Water Heater,Microwave,Range Hood,Stainless Steel Appliance(s),Tankless Water Heater,Vented Exhaust Fan,Wall Oven
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Built-in Features,Bookcases,Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Entrance Foyer,Eat-in Kitchen,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Other,Pantry,Primary Downstairs,Recessed Lighting,Smart Camera(s)/Recording,See Remarks,Storage,Stone Counters,Tray Ceiling(s),Walk-In Closet(s),Separate Shower,Tub/shower Combo,En Suite,Separate Dining Room,Plumbed,Split Bedrooms,Whirlpool Tub
  • Window features: Double Pane Windows,Insulated Windows,Window Treatments,Clad
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room,Ventless
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,493

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,493
  • Total interior livable area: 2,493 sqft

Property

Details

  • Parcel number: 0019j303
  • Special condition: Standard
  • Other equipment: Dehumidifier

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Other,Private
  • Patio & porch: Covered,Front Porch,Patio,Rear Porch,Porch - Screened,Porch - Covered
  • Exterior features: Courtyard,Garden,Lighting,Rain Gutters,Smart Camera(s)/Recording,Uncovered Courtyard
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 0.25 Acres
  • Features: Back Yard,Front Yard,Gentle Sloping,Interior Lot,Irregular Lot,Landscaped,Near Golf Course
  • Lot size dimensions: 59' x 135' x 16' x 119' x 106'

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$175$2,100
Property Taxes $1,011$12,132
Electricity $242$2,906
Total$4,962$59,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,125/yr
40% on housing$148,860/yr
45% on housing$132,320/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 30736$164
Catoosa County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 30736
Catoosa County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$699,000
2025-02-06Sold$600,000
2025-01-19Contingent$610,000
2025-01-18Price change$610,000
2024-11-13Listed for sale$625,000
2012-09-28Sold$48,000
2011-09-06Sold$75,000
2009-12-30Sold$129,000
2008-02-28Sold$30,000

For Sale by Agent

AgentBryce Ledford
BrokerageReal Estate Partners Chattanooga LLC

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