413 E Fourth Street, Ocean Isle Beach, NC, 28469
About This Home
Welcome to your like-new coastal dream oasis, perfectly located in beautiful Ocean Isle Beach. This stunning 5-bedroom, 5.5-bathroom home offers the ideal blend of luxury, comfort, and income-producing potential. Each spacious bedroom features its own private bathroom, creating the perfect retreat for guests and vacation renters alike. Designed for both relaxation and entertaining, the home features two spacious living rooms and comes fully furnished, making it a true turn-key investment opportunity or personal coastal getaway. Step outside and enjoy your private saltwater pool and hot tub, surrounded by expansive decks and patio space where you can soak in the Intracoastal and ocean views and experience exceptional sunset skies. The home is also within walking distance to the beach, giving you effortless access to the sand and surf. The first floor offers over 700 square feet of additional entertainment space (not included in the total square footage) and is built for fun. This level features a fully equipped game room with a pool table, ping pong, darts, and cornhole. A wet bar with a dedicated ice machine keeps coolers stocked for poolside gatherings, while the outdoor amenities include a grill, outdoor shower, putting green, and pool basketball. Whether you're hosting guests, relaxing with family, or maximizing rental income, this property offers the ultimate coastal lifestyle with room to entertain and unwind. Enjoy the calming salt air, breathtaking views, and endless entertainment in this exceptional coastal retreat.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Other,Slab,Pilings
- Roof: Metal
- Construction materials: Fiber Cement
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Laundry Room
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Third
Bedroom5
- Level: Third
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Bonus Room
- Level: First
Breakfast Nook
- Level: Third
Dining Room
- Level: Third
Family Room
- Level: Third
Features
- Walk-in Closet(s),High Ceilings,Entrance Foyer,Kitchen Island,Elevator,Ceiling Fan(s),Furnished,Hot Tub,Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
- Flooring: LVT/LVP,Tile
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,581
- Total interior livable area: 2,581 sqft
Kitchen
- Level: Third
Laundry
- Level: Second
Living Room
- Level: Second
Master Bedroom
- Level: Second
Other
- Level: First
Other
- Level: First
Property
Accessibility
- Accessibility features: Accessible Elevator Installed
Details
- Parcel number: 244nl036
- Zoning: R-15
- Special condition: Standard
Features
- Levels: Three Or More
- Pool features: In Ground
- Patio & porch: Deck,Patio,Porch
- Exterior features: Outdoor Shower,Irrigation System
- Fencing: Back Yard
- Has view: Yes
- View description: ICW,Ocean,Water
- Has water view: Yes
- Water view: Ocean,Water
- Waterfront features: None
- Frontage type: See Remarks
- Living area range: 2400 - 2599
Lot
- Lot size: 6,098 sqft
- Lot size dimensions: 60 x 105 x 60 x 101
Parking
- Total spaces: 1
- Parking features: Attached,Additional Parking,Gravel,Garage Door Opener,On Site
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
- Wildfire
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brunswick County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,871 | $130,452 |
| Home Insurance * | $569 | $6,828 |
| Property Taxes | $650 | $7,800 |
| Electricity | $240 | $2,884 |
| Total | $12,330 | $147,960 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-13 | Listed for sale | $2,150,000 |
| 2024-04-19 | Sold | $1,900,000 |
| 2024-03-13 | Pending sale | $1,950,000 |
| 2024-01-23 | Listed for sale | $1,950,000 |
| 2022-04-11 | Sold | $280,250 |
| 2022-02-17 | Pending sale | $295,000 |
| 2021-12-22 | Listed for sale | $295,000 |
For Sale by Agent
View on Zillow