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412 E Fourth Street, Ocean Isle Beach, NC, 28469

5beds
5baths
2,499sqft
$1,795,000
$718price/sqft
$10,329/moest. monthly cost
$413,160/yrincome needed

About This Home

Welcome to **Sun Kissed**, a beautifully furnished 5-bedroom, 5-bath coastal retreat on the desirable east side of Ocean Isle Beach. Designed for comfort, convenience, and relaxed beach living, this well-appointed home offers the turnkey experience buyers are looking for, with an elevator, heated private pool, generous garage & parking, multiple outdoor living spaces, and a bright open layout that makes the home feel inviting from the moment you arrive. The main living level features an open kitchen, dining, and gathering area filled with natural light, coastal finishes, stainless appliances, ample cabinetry, a center island, and easy access to outdoor decking. Multiple bedrooms with private bath access provide comfort and privacy for owners and guests, while the additional den/rec space with foosball and flexible sleeping/lounging area creates an ideal place to unwind after a day at the beach. Outdoor living is a true highlight of Sun Kissed. The private backyard setting includes a heated pool, lounge area, outdoor bar, outdoor shower, putting green, patio space, and room to relax, dine, or entertain. Multiple decks offer space to enjoy coastal breezes and water-view surroundings, while the generous parking area provides an important advantage for a beach home of this size. Located near the Charlotte Street beach access on the east side of Ocean Isle Beach, Sun Kissed offers the convenience of easy access to the beach, local dining, shopping, boating, golf, public boat ramp access, and area attractions. Offered furnished with modern furnishings and appliances, this property is well-suited for personal enjoyment, second-home use, or continued vacation-rental use. Rental history, existing reservations, future rental use, projected income, included items, and any third-party rental program details should be independently verified by buyer during due diligence. Property is currently on a vacation-rental program. Showings are available on Saturdays from 11:00 AM to 2:00 PM by appointment only.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

9/10
Union ElementaryGrades K-55.5 mi
4/10
Shallotte MiddleGrades 6-84.7 mi
4/10
West Brunswick HighGrades 9-125.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Cooktop,Built-In Microwave,Washer,Self Cleaning Oven,Refrigerator,Disposal,Dishwasher
  • Laundry features: In Hall

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),Kitchen Island,Elevator,Ceiling Fan(s),Furnished,Pantry,Reverse Floor Plan,Blinds/Shades,Smart Thermostat,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Tile
  • Attic: None

Heating & Cooling

  • Heating features: Heat Pump,Electric,Forced Air
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,499
  • Total interior livable area: 2,499 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 244nl079
  • Zoning: Oi-R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Covered,Deck,Balcony,Rear Porch
  • Exterior features: Outdoor Shower,Gas Grill
  • Fencing: Back Yard,Vinyl
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 5,227 sqft
  • Features: Level
  • Lot size dimensions: 57 x 98 x 55 x 82

Parking

  • Total spaces: 1
  • Parking features: None
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Ice Storm
Lightning
Tornado
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,076$108,912
Home Insurance *$475$5,700
Property Taxes $546$6,552
Electricity $232$2,793
Total$10,329$123,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$354,137/yr
40% on housing$309,870/yr
45% on housing$275,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$718This listing

vs Other Active Listings

Avg $/sqft

ZIP 28469$398
Brunswick County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 28469$247
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$1,725,000
2026-07-09Listed for sale$1,795,000
2022-09-28Sold$1,275,000
2022-08-06Pending sale$1,400,000
2022-07-01Listed for sale$1,400,000
2021-06-18Sold$160,000

For Sale by Agent

AgentEleni N Gabriel
BrokerageAlpha Realty Group, LLC

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