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395 Muskie Way, Scottsville, KY, 42164

1beds
1baths
940sqft
$159,900
$170price/sqft
$1,113/moest. monthly cost
$44,520/yrincome needed

About This Home

Immaculate 11/2 story cabin located near the shores of Barren River Lake offering a serene retreat for outdoor enthusiasts. This well-appointed property features a spacious 24X24 deck with a screened-in room and a fan, perfect for enjoying the surrounding natural beauty. Additionally, two storage buildings on the premises provide ample space for storage needs, with a fenced backyard boasting three gates for pets' safety and convenience. The property is thoughtfully designed with an outdoor bar and chairs for al fresco entertaining. Inside, the home showcases a modern aesthetic, complete with stainless steel appliances, open shelf counters with a butcher block top, and high-quality LVT and waterproof laminate flooring. Comfort is ensured with two mini splits for cooling, while extra wiring and GFI plugs offer convenience for modern living. The upper bedroom is generously sized to accommodate two beds, complemented by shiplap and wood ceilings adding a touch of rustic charm. The sale of the property includes a stainless bistro set and a kitchen island, further enhancing the living experience. Situated on three lots totaling 0.86 acres, this property presents a unique opportunity to own a well-equipped retreat near the lake, ideal for both relaxation and outdoor pursuits.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Other

Basement

  • Basement: None

Bathroom

  • Features: Separate Shower

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Walls (Shiplap),Eat-in Kitchen,Kitchen/Dining Combo
  • Door features: Insulated Doors
  • Window features: Thermo Pane Windows,Vinyl Frame,Blinds
  • Flooring: Laminate
  • Fireplace features: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 940
  • Total interior livable area: 940 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom,Walk in Shower

Details

  • Parcel number: 80140

Features

  • Levels: One and One Half
  • Patio & porch: Deck
  • Exterior features: Lighting,Landscaping,Outdoor Lighting,Trees
  • Fencing: Back Yard,Partial
  • Waterfront features: Public Lake
  • Waterbody name: Barren River Lake
  • Topography of land: Rolling

Lot

  • Lot size: 0.86 Acres
  • Features: Scattered Woods,Wooded,County

Parking

  • Total spaces: 2
  • Parking features: Detached Carport
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$114$1,368
Property Taxes $37$444
Electricity $154$1,850
Total$1,113$13,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,160/yr
40% on housing$33,390/yr
45% on housing$29,680/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 42164$150
Allen County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 42164$170
Allen County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Listed for sale$159,900
2025-07-27Listing removed$159,900
2024-12-27Listed for sale$159,900
2024-07-25Sold$150,000
2024-06-10Pending sale$159,900
2024-06-04Listed for sale$159,900
2015-07-18Sold$20,000

For Sale by Agent

AgentBobby Kessinger
BrokerageColdwell Banker Legacy Group

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