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2742 2nd St S, Folkston, GA, 31537

4beds
3baths
2,094sqft
$275,000
$131price/sqft
$2,323/moest. monthly cost
$92,920/yrincome needed

About This Home

Welcome to your next investment opportunity in the heart of Charlton County! Situated on 2.6 acres along busy Highway US-1, 1,000 of road frontage. This property offers incredible visibility with road frontage on both sides-making it a prime location for future commercial use. Even better, the zoning department has already confirmed the potential for commercial rezoning, giving you a head start on turning your vision into reality. This property is already income-producing, featuring a large billboard currently leased through the Chamber. Surrounded by established and successful local businesses, the location speaks for itself when it comes to growth and opportunity. The existing home offers 4 bedrooms and 3 bathrooms, providing flexibility for residential use, rental income, or future redevelopment. With opportunities around every corner, this property is truly a blank slate ready for your personal touch or business venture. Don't miss your chance to invest in one of Charlton County's most promising locations!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
5/10
Bethune Middle SchoolGrades 4-81.0 mi
9/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1973

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven/Range (Combo),Oven
  • Laundry features: Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Dining Room

  • Features: Separate Room

Features

  • Master On Main Level
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,094

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,094
  • Total interior livable area: 2,094 sqft

Property

Details

  • Parcel number: 0121E 002

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 2.60 Acres
  • Features: City Lot,Corner Lot,Level

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$148$1,776
Property Taxes $566$6,792
Electricity $219$2,637
Total$2,323$27,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,645/yr
40% on housing$69,690/yr
45% on housing$61,946/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 31537$137
Charlton County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 31537
Charlton County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$275,000
2026-04-15Price change$294,900
2026-03-17Listed for sale$299,900
2026-01-30Listing removed$435,000
2025-09-23Price change$435,000
2025-07-29Listed for sale$445,900

For Sale by Agent

AgentAshley Stieve
Brokerage10X Realty

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