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43 Sandy Point Road, Swanton, VT, 05488

5beds
2baths
2,022sqft
$800,000
$396price/sqft
$5,504/moest. monthly cost
$220,160/yrincome needed

About This Home

A rare opportunity to own two charming lakeside cottages on one property along the shores of Lake Champlain! Whether you're searching for the perfect family compound, a vacation getaway w/ room for guests, or an investment w/ rental potential, this unique property offers endless possibilities. Enjoy 120 feet of owned, west-facing lakeshore complete w/ a concrete retaining wall, natural shale beach, and breathtaking sunsets. A gradual ramp provides easy access for kayaks, paddleboards, & water toys, while a separate staircase leads directly to the beach. Lovingly maintained by the current owners, the property has seen numerous updates over the years, including new flooring, electrical improvements, kitchen & bathroom renovations. The private drilled well w/filtration system is an added comfort & convenience. Both cottages are being sold mostly furnished which include antique accents. The main cottage features 3 bedrooms, a spacious open floor plan, a ¾ bath, & a bright enclosed lakeside porch where you can relax & take in the incredible lake views. The second cottage offers 2 bedrooms, plus bonus room, an open-concept kitchen, dining & living area, & beautiful views of the water, making it ideal for extended family, guests, or rental income. Outside, gather on the beautiful stone paver patio for outdoor dining, entertain friends, or simply unwind while overlooking the lake. So much storage accommodations, from the expansive garage, to the multiple sheds providing plenty of room for boats, recreational equipment, & seasonal storage. Tucked away on a quiet road with no through traffic, you'll enjoy a peaceful setting just minutes from local favorites. Boat to Venice Beach or North Hero, grab a cone at Devyn's Ice Cream, golf at Alburg Country Club, visit Hartman's Farmstead, or launch your boat in nearby Swanton. Restaurants, shopping, fishing, birdwatching, wildlife, and year-round recreation are all close by, while the Canadian border is only minutes away.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Swanton SchoolsGrades PK-66.1 mi
4/10
Missisquoi Valley Uhsd #7Grades 7-126.0 mi

Construction

Materials

  • Foundation: Block,Pillar/Post/Pier
  • Roof: Metal,Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage/Camp
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Stove

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Dining Area,Kitchen/Dining,Natural Light
  • Window features: Blinds
  • Flooring: Laminate,Tile,Vinyl,Vinyl Plank
  • Finished area below ground: 0
  • Finished area above ground: 2,022

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,022
  • Total interior livable area: 2,022 sqft

Property

Details

  • Parcel number: 63920112301
  • Zoning description: Lakeshore
  • Exclusions: Docks and Boat lift sold separately.

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Covered Porch,Enclosed Porch
  • Exterior features: Boat Launch,Garden,Natural Shade,Shed,Storage
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access
  • Waterbody name: Lake Champlain

Lot

  • Lot size: 0.58 Acres
  • Features: Country Setting,Landscaped,Recreational,Views,Near Country Club,Near Golf Course,Near Railroad

Parking

  • Parking features: Dirt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Ice Storm
Winter Weather
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance $269$3,228
Property Taxes $933$11,196
Electricity $257$3,086
Total$5,504$66,048

Income You'd Need if You Spent...

35% on housing$188,708/yr
40% on housing$165,120/yr
45% on housing$146,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$396This listing

vs Other Active Listings

Avg $/sqft

ZIP 05488$188
Franklin County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 05488$200
Franklin County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$800,000
2013-12-31Sold$29,575

For Sale by Agent

AgentThe Cheryl Boissoneault Team
BrokerageYour Journey Real Estate

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