




10 Exchange Street #413, Portland, ME, 04101
About This Home
Live in the vibrant heart of Portland's historic Old Port District - where cobblestone streets, fine dining, and coastal city charm are just outside. This stylish, airy, and bright three-bedroom pied-à-terre offers convenience and a fantastic opportunity to own in the coveted downtown area. As part of a community of 27 units, the residence features soaring ceilings, oversized windows, and an open layout, creating a space that feels both spacious and welcoming. The cozy kitchen features full-sized stainless appliances and granite countertops. Each bedroom offers comfort and functionality, with tall windows and generous closets. As part of a well-managed association, this home promises a worry-free lifestyle, with laundry facilities on the second floor and Fore Street parking available across the street. For ease, the seller will pay for 2 years of off-street, downtown parking. For those seeking a year-round residence, weekend retreat, or an investment in the heart of Portland, this is an opportunity to own a piece of the city's vibrant energy.
Getting Around
Schools
Construction
Condition
- Year built: 1875
Materials
- Roof: Membrane,Shingle
- Construction materials: Masonry,Brick
Type & Style
- Home type: Condo
- Architectural style: Other
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Brick/Mortar
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Elevator,Shower
- Flooring: Tile,Wood
- Finished area below ground: 0
- Finished area above ground: 786
Heating & Cooling
- Heating features: Baseboard,Direct Vent Heater
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 786
- Total interior livable area: 786 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: PTLDM032BI012413
- Zoning: B3/Old Port
- Other equipment: Internet Access Available
Features
- Levels: Multi/Split
Lot
- Lot size: 0.26 Acres
- Features: Historic District,City Lot,Near Shopping,Sidewalks
Parking
- Parking features: No Driveway,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Winter Weather
- Coastal Flooding
- Hail
- Hurricane
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maine Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance | $80 | $960 |
| Property Taxes | $569 | $6,828 |
| Electricity | $244 | $2,930 |
| Total | $3,674 | $44,088 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $499,000 |
| 2026-05-13 | Listed for sale | $550,000 |
| 2025-11-03 | Listing removed | $550,000 |
| 2025-08-28 | Price change | $550,000 |
| 2025-07-25 | Listed for sale | $575,000 |
| 2017-09-27 | Sold | $382,500 |
For Sale by Agent
