See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1965 Mustang Ct, Saint Cloud, FL, 34771

3beds
2baths
2,464sqft
$549,900
$223price/sqft
$3,641/moest. monthly cost
$145,640/yrincome needed

About This Home

Bay Lake Ranch in St. Cloud! Situated on 4.26 acres, this unique property offers space, flexibility, and endless potential. The home features 3 bedrooms, 2 bathrooms, plus 2 upstairs bonus rooms. One bonus room measures 21x14 and is currently being used as a 4th bedroom. The second bonus room is an unfinished 22x14 space that could easily be completed to create a 5th bedroom, home office, storage room, or flex space—the possibilities are endless! Finishing this area would add approximately 308 heated square feet. Major updates include a NEW ROOF 2022, A/C 2016 and WATER HEATER approximately 7 years old. Outside, there is plenty of room to truly make this property your own—add a pool, build a workshop, plant a garden, or simply enjoy the privacy and open space. The home also features a side-entry garage with garage door opener and a welcoming covered front porch perfect for relaxing. 41' covered rear porch. Inside, you’ll find a spacious entryway with a formal dining room to the left, leading into a large great room with a living area that opens to the kitchen. The spacious kitchen offers an eat-in area, breakfast bar, abundant countertop space, plenty of storage, and stainless-steel appliances that are included. The primary suite is privately located on the left side of the home and features an ensuite bath with a jacuzzi tub, separate shower, and large walk-in closet. A dedicated laundry room with a utility sink adds convenience. On the opposite side of the home, you’ll find 2 additional bedrooms and a shared hall bathroom. Upstairs is the oversized bonus room currently used as a 4th bedroom, along with the unfinished flex/storage room ready for your vision. If you’re ready to make your move and add your personal touch to this special home, call today to schedule your private showing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Harmony Community SchoolGrades PK-53.2 mi
6/10
Middle School AAGrades 6-84.4 mi
5/10
Harmony High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener
  • Laundry features: Laundry Room

Bedroom2

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Features: No Closet
  • Level: Second
  • Area: 294
  • Dimensions: 21x14

Bonus Room

  • Features: No Closet
  • Level: Second
  • Area: 308
  • Dimensions: 22x14

Dining Room

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Primary Bedroom Main Floor,Split Bedroom,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Blinds
  • Flooring: Carpet,Laminate,Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,443
  • Total interior livable area: 2,464 sqft

Kitchen

  • Level: First
  • Area: 252
  • Dimensions: 21x12

Living Room

  • Level: First
  • Area: 304
  • Dimensions: 19x16

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 196
  • Dimensions: 14x14

Utility Room

  • Level: First
  • Area: 56
  • Dimensions: 10x5.6

Property

Details

  • Parcel number: 182632259900013110
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 4.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Wildfire
Hurricane
Inland Flooding
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$310$3,720
Property Taxes $304$3,648
Electricity $247$2,975
Total$3,641$43,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,834/yr
40% on housing$109,230/yr
45% on housing$97,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 34771$226
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34771$211
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$549,900
2019-10-16Sold$316,000
2004-01-13Sold$40,000
2002-07-17Sold$25,500

For Sale by Agent

AgentJanet McQuagge
BrokerageREMAX PREMIER PROPERTIES

Similar Homes