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3576 BRISTOL COVE LANE, Saint Cloud, FL, 34772

4beds
3baths
2,791sqft
$470,000
$168price/sqft
$3,317/moest. monthly cost
$132,680/yrincome needed

About This Home

Awesome home located in a beautiful area of Saint Cloud! From the moment you arrive, you’ll notice the welcoming entrance and charming front office/flex space. As you walk through the first floor, you’ll enjoy the open-concept layout featuring a spacious kitchen, dining room, and living room area with large windows and sliding glass doors that bring in plenty of natural light. The first floor also includes a convenient half bathroom for guests. Upstairs, the open layout continues with a large loft/great room perfect for a TV area, game room, or additional family space. The second floor features 4 bedrooms and 2 full bathrooms, including a gorgeous primary suite with a bright and spacious master bathroom and an oversized walk-in closet that everyone will love. Located in the desirable Saint Cloud area, this home is close to restaurants, supermarkets, and just minutes from the Turnpike, offering both comfort and convenience. Additional features include solar panels and a water treatment system for added efficiency and value. Seller will pay $10,000 towards buyers closing cost with a full price offer. This is a great opportunity to own a beautiful home in a growing community!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
CANOE CREEK K-8-0991Grades PK-80.8 mi
5/10
Harmony High SchoolGrades 9-129.2 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Range Hood,Refrigerator,Washer,Water Softener
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,PrimaryBedroom Upstairs,Solid Surface Counters,Solid Wood Cabinets,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,312
  • Total interior livable area: 2,791 sqft

Kitchen

  • Features: Kitchen Island,No Closet
  • Level: First
  • Area: 120
  • Dimensions: 12x10

Living Room

  • Features: No Closet
  • Level: First
  • Area: 304
  • Dimensions: 19x16

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 270
  • Dimensions: 18x15

Property

Details

  • Parcel number: 272630010300010400
  • Zoning: X
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Private Yard,Sidewalk

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Hurricane
Tornado
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$268$3,216
Property Taxes $393$4,716
Electricity $280$3,370
Total$3,317$39,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,725/yr
40% on housing$99,510/yr
45% on housing$88,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 34772$192
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34772$213
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$470,000
2026-07-19Price change$480,000
2026-05-25Listed for sale$490,000
2024-06-18Listing removed--
2024-05-31Listed for rent$2,600
2019-08-20Sold$280,499

For Sale by Agent

AgentClaudia Acevedo
BrokerageBRIGHT TRUST REALTY LLC

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