




965 Buford Rd, Utica, KY, 42376
About This Home
There are homes that simply check the boxes, and then there are homes that leave a lasting impression. This extraordinary custom-built estate is one of those rare properties where exceptional craftsmanship, timeless design, and modern updates come together to create something truly special. Situated on approximately 9 beautifully cleared acres, this stunning 3,207-square-foot home offers 4 bedrooms, 3 full baths, 1 half bath, an oversized 3-car garage, and a luxurious main-level primary suite designed for comfort and privacy. A standout feature is the expansive private in-law suite above the garage, complete with its own full bathroom, dedicated office, and generous living space. Whether used for extended family, guests, a home business, or a private retreat, the possibilities are endless. Step inside and you’ll immediately appreciate the attention to detail. Soaring vaulted ceilings create an incredible sense of space, while elegant columns, rolled wall corners, and custom brickwork with handcrafted crow’s-foot detailing showcase the quality and character found throughout the home. The impressive hearth room serves as the heart of the home, offering a warm and inviting gathering space with ceilings high enough to accommodate a 12-foot Christmas tree with room to spare. Meticulously maintained and thoughtfully updated, this home is truly move-in ready with fresh interior paint, new carpet, a brand-new deck, new refrigerator, and additional recent improvements that allow you to simply unpack and enjoy. Outside, the level acreage offers endless opportunities for recreation, entertaining, animals, or simply enjoying the peaceful Kentucky countryside. For those dreaming of an even larger estate, there is the option to purchase up to approximately 12 acres, including a beautiful fully stocked lake, creating an exceptional property rarely found on today’s market. From its remarkable craftsmanship and flexible floor plan to its modern updates and breathtaking setting, this is far more than a house—it’s a place to build a lifetime of memories. Properties of this caliber rarely become available. Schedule your private showing today.
Getting Around
Schools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Crawl Space
- Roof: Composition,Dimensional
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Electric Water Heater
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Dining Area,Living Rm/Dining
Features
- Other,Vaulted Ceiling(s)
- Flooring: Carpet,Hardwood,Tile
- Fireplace features: Fireplace
- Fireplace: Yes
- Attic: Access Only
- Finished area below ground: 0
- Finished area above ground: 3,206
Heating & Cooling
- Heating features: Forced Air,Geothermal
- Cooling features: Electric
Interior Area
- Total structure area: 3,206
- Total interior livable area: 3,206 sqft
Property
Details
- Parcel number: 4324
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Other
Lot
- Lot size: 9 Acres
- Features: Rolling Slope
- Lot size dimensions: 9 Acres
Parking
- Total spaces: 3
- Parking features: Attached,Gravel
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Earthquake
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,868 | $46,416 |
| Home Insurance * | $512 | $6,144 |
| Property Taxes | $515 | $6,180 |
| Electricity | $253 | $3,038 |
| Total | $5,148 | $61,776 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $734,900 |
| 2026-07-28 | Listed for sale | $765,000 |
