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863 County Road 481, Clanton, AL, 35046

6beds
4baths
4,071sqft
$999,900
$246price/sqft
$6,374/moest. monthly cost
$254,960/yrincome needed

About This Home

Experience luxury lakefront living in this stunning custom-built retreat, conveniently located just 15 minutes from I-65. Built in 2020, this fully furnished property features a 3BR/3BA main home and a 3BR/1BA guest house with modern updates, open-concept living, and breathtaking panoramic lake views. Enjoy 371 feet of shoreline, a private boathouse with 3 covered slips and lifts, a spacious sun deck, direct water access, and a Tri-Toon included for endless lake days. Motivated sellers make this the perfect opportunity to enjoy lake life this summer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

3/10
Verbena High SchoolGrades PK-126.1 mi
8/10
Clanton Middle SchoolGrades 7-87.8 mi
4/10
Chilton Co High SchoolGrades 9-127.8 mi

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Brick Over Foundation,Block,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Ice Maker,Microwave,Electric Oven,Self Cleaning Oven,Double Oven,Refrigerator,Stainless Steel Appliance(s),Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Family Room

  • Level: Second

Features

  • Recessed Lighting,Cathedral/Vaulted,High Ceilings,Crown Molding,Smooth Ceilings,Soaking Tub,Linen Closet,Separate Shower,Double Vanity,Walk-In Closet(s),Dressing Room
  • Door features: French Doors
  • Window features: Window Treatments
  • Flooring: Laminate,Marble
  • Number of fireplaces: 1
  • Fireplace features: Brick (FIREPL),Great Room,Wood Burning
  • Fireplace: Yes
  • Attic: Walk-In,Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,071

Heating & Cooling

  • Heating features: Central,Dual Systems (HEAT),Electric
  • Cooling features: Central Air,Dual,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 4,071 sqft

Kitchen

  • Features: Butcher Block,Eat-in Kitchen,Kitchen Island,Butlers Pantry
  • Level: First

Master Bathroom

  • Level: First

Property

Details

  • Parcel number: 1903050000008.012
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Covered,Open (PATIO),Patio,Porch,Covered (DECK),Open (DECK),Deck
  • Exterior features: Balcony
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Lake Mitchell
  • Frontage length: 317

Lot

  • Lot size: 1.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Boat,Detached,Driveway,Parking (MLVL)
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$597$7,164
Property Taxes $266$3,192
Electricity $455$5,466
Total$6,374$76,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,537/yr
40% on housing$191,220/yr
45% on housing$169,973/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.0%
9.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 35046$153
Chilton County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 35046$146
Chilton County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$999,900
2026-03-23Price change$1,185,000
2025-07-27Listed for sale$1,200,000
2018-06-29Sold$238,000
2006-07-12Sold$25,000

For Sale by Agent

AgentMelanie Shores
BrokerageEXIT Realty Cahaba

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