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700 Silly Ridge, Scaly Mountain, NC, 28775

5beds
7baths
--sqft
$3,999,000
--price/sqft
$23,262/moest. monthly cost
$930,480/yrincome needed

About This Home

Nestled in the heart of the Blue Ridge Mountains: A true sanctuary for outdoor enthusiasts and nature lovers. This stunning property was built and is owned by the same family: five bedroom suites, each with a private full baths and two half baths, five fireplaces, two great rooms, and large decks all provide perfect gathering places and private spaces for quiet reflection. Enjoy the long range mountain views from your main living room while the fire crackles in the massive stone fireplace, and grandchildren fill the air with excitement as the snow begins to fall. Christmas, Thanksgiving, New Years - are all great times to gather with your family and friends. Snuggle into your favorite soft sweater for a hike around the property - or just relax into the sofa for an afternoon with a great book. Encompassing approximately 13+/- acres, this property is framed by nature’s finest elements—Long range views of mountain peaks, a fertile meadow/pasture, and a garden with raised beds. The property includes a 2 car garage on the main level - with a 3rd garage (perfect for your tractor) and a workshop - on the lower level. Whether you’re seeking a private retreat, or a family legacy property, this property offers unmatched natural beauty, incredible views, and remarkable privacy. Additional 18 acre pasture available for purchase.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Highlands SchoolGrades K-127.6 mi
6/10
Macon Middle SchoolGrades 7-89.6 mi

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Shingle,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tri-Level,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Dryer,Dishwasher,Disposal,Refrigerator,Washer
  • Laundry features: In Basement,Main Level,Multiple Locations,See Remarks

Basement

  • Has basement: Yes
  • Basement: Full,Heated,Concrete,Partially Finished,Bath/Stubbed,Walk-Up Access,Walk-Out Access

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bathroom4

  • Level: Lower

Bathroom5

  • Level: Lower

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Features

  • Wet Bar,Breakfast Bar,Bookcases,Chandelier,Cathedral Ceiling(s),Separate/Formal Dining Room,Double Vanity,Entrance Foyer,Eat-in Kitchen,Granite Counters,Pantry,See Remarks,Walk-In Closet(s),Workshop
  • Flooring: See Remarks,Tile,Wood
  • Number of fireplaces: 5
  • Fireplace features: Bedroom,Primary Bedroom,Outside,See Remarks,Stone
  • Fireplace: Yes

Game Room

  • Level: Lower

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Kitchen

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Second

Property

Details

  • Parcel number: 7409428499
  • Zoning description: Residential

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Rear Porch,Covered,Deck,Front Porch,See Remarks
  • Exterior features: Garden
  • Has view: Yes
  • View description: Long Range,Mountain(s),Ridge
  • Waterfront features: None
  • Topography of land: Rolling,Sloping,Terraced

Lot

  • Lot size: 13.47 Acres
  • Features: Sloped Down,Front Yard,Partially Cleared,See Remarks,Rolling Slope

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Landslide
    LandslideVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning
Inland Flooding
Ice Storm
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Macon County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,221$242,652
Home Insurance *$1,821$21,852
Property Taxes $1,020$12,240
Electricity $200$2,405
Total$23,262$279,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$797,554/yr
40% on housing$697,860/yr
45% on housing$620,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28775$407
Macon County$545

vs Homes Sold Last Month

Median $/sqft

ZIP 28775
Macon County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$3,999,000
2025-12-30Listing removed$5,800,000
2025-07-14Listed for sale$5,800,000

For Sale by Agent

AgentJosephine Lovell
BrokerageHighlands Sotheby's International Realty - DT

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