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802 Barbara Pl, O Fallon, MO, 63366

2beds
2baths
1,014sqft
$279,900
$276price/sqft
$1,980/moest. monthly cost
$79,200/yrincome needed

About This Home

New Price! Discover this beautifully updated ranch home in O'Fallon, nestled on a peaceful, private Culdesac street. A paved walkway with fresh new landscaping welcomes you to the front door. Inside, this charming home offers just over a thousand square feet of living space with two bedrooms and one and a half beautifully remodeled bathrooms. The kitchen shines with newer stainless steel appliances, a deep double sink, and 42-inch cabinets. Living room and kitchen feature recessed lighting; while bedrooms enjoy ceiling fans, and with new lighting fixtures throughout create a warm, inviting atmosphere. The living room features built-in book shelving surrounding a faux fireplace. Both the front and back doors have storm doors, plus vinyl tilt-in windows throughout and an attic fan for added comfort. Step outside to enjoy a spacious 16 by 20 composite deck overlooking a fully fenced, private backyard that backs to trees for ultimate peace and privacy. You'll also appreciate the newer 10 by 10 outdoor shed for extra storage. Additional highlights include a two-car attached garage, a newer washer and dryer, and a newer hot water heater. All-electric and low maintenance, this home is truly move-in ready.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
9/10

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)

Bathroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,014

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,014
  • Total interior livable area: 1,014 sqft

Kitchen

  • Level: Main
  • Area: 136
  • Dimensions: 17x8

Living Room

  • Level: Main
  • Area: 273
  • Dimensions: 13x21

Property

Details

  • Parcel number: 200435057010011.0000000
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 0.26 Acres
  • Features: Back Yard,Cul-De-Sac,Flag Lot,Level,Open Lot

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$177$2,124
Property Taxes $247$2,964
Electricity $141$1,693
Total$1,980$23,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,885/yr
40% on housing$59,400/yr
45% on housing$52,800/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 63366$189
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63366$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$279,900
2026-08-03Price change$279,900
2026-07-17Listed for sale$285,000
2021-03-24Listing removed--
2015-08-22Listing removed$1,050
2015-07-21Listed for rent$1,050
2013-06-25Sold--
2012-05-29Sold--
2012-04-05Listed for sale$52,900
2012-03-15Sold--
2003-12-02Sold--

For Sale by Agent

AgentJill Lich
BrokerageJill Lich Realty, LLC

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