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108 W Filmore St, Afton, IA, 50830

5beds
2baths
2,106sqft
$45,000
$21price/sqft
$553/moest. monthly cost
$22,120/yrincome needed

About This Home

Haven't you been curious about this home? Now is your chance to view and make it yours. 4 large bedrooms, 2 baths. Laundry in main floor bath. Wood floors upstairs I believe to be red oak I think could be refinished. Fireplace has been boarded up. Sunroom/sleeping room upstairs. Some craftsman style built-in cabinets and closets. Some older wiring. Breaker box. Good basement. Roof on main part of house is new in last 5 years except awnings and porches. Needs new windows. Stucco is in good condition. Off street parking behind house with alley access. 24 hr. notice to show. Close to uptown Afton square with restaurants and activities in the park.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
East Union Primary CenterGrades PK-51.0 mi
7/10

Construction

Condition

  • Year built: 1908

Materials

  • Roof: Age 8 Years or Less,Pitched,Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Daylight,Unfinished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Trim: Other/See Remarks
  • Flooring: Hardwood
  • Fireplace features: Brick,Living Room,Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 2,106

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,106 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0716389007
  • Foundation area: 908

Features

  • Levels: Two

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 60 x 120

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$77$924
Property Taxes $92$1,104
Electricity $157$1,885
Total$553$6,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,960/yr
40% on housing$16,590/yr
45% on housing$14,746/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$21This listing

vs Other Active Listings

Avg $/sqft

ZIP 50830$1,127
Union County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 50830
Union County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$45,000
2025-08-08Listed for sale$50,000
2020-12-17Sold$16,500

For Sale by Agent

AgentRetta Ripperger
BrokerageR Realty

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