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402 N Jarvis St, Creston, IA, 50801

1beds
1baths
400sqft
$55,000
$138price/sqft
$559/moest. monthly cost
$22,360/yrincome needed

About This Home

Renovated and move-in ready, this charming one bedroom, one bath home offers, efficient living with newer waterline, sewer line, updated electrical and new plumbing. Hardwood floors add warmth and character to this mini house. The attached one car garage provides parking and additional storage. A rare feature for a home of this size. This is an excellent opportunity for a first time, homebuyer, someone looking to downsize or an investor. There is a tenant in the property and 24 hour notice is required

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

8/10
Creston Middle SchoolGrades 6-81.1 mi
7/10
Creston High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1948

Materials

  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Ductless,Electric,Natural Gas
  • Cooling features: Ductless

Interior Area

  • Total structure area: 400
  • Total interior livable area: 400 sqft

Property

Details

  • Parcel number: 0501305010

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Hail
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$88$1,056
Property Taxes $72$864
Electricity $121$1,452
Total$559$6,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,165/yr
40% on housing$16,770/yr
45% on housing$14,906/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 50801$208
Union County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 50801
Union County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-12Listed for sale$55,000
2024-09-30Listing removed$55,000
2024-09-22Price change$55,000
2024-08-17Price change$65,000
2024-07-25Listed for sale$72,500
2023-06-02Sold$45,000
2023-05-05Pending sale$45,000
2023-03-29Listed for sale$45,000

For Sale by Agent

AgentDiane Poore
BrokerageEllis Poore Real Estate Group

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