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286 S 1st St, Sumpter, OR, 97877

2beds
2baths
1,380sqft
$429,000
$311price/sqft
$2,969/moest. monthly cost
$118,760/yrincome needed

About This Home

Move-In Ready Retreat with Shop, RV Parking & Nearly ¾ Acre After purchasing just two years ago and completing a full top-to-bottom remodel, this beautifully updated home is ready for its next chapter. The current owners are heading back to full-time travel, creating an opportunity to own a truly turn-key property with exceptional upgrades inside and out. Step inside to find a completely refreshed interior featuring new paint, molding, flooring, and finishes throughout. The kitchen shines with new granite countertops and all-new appliances (refrigerator, dishwasher, stove, and microwave all included). Bathrooms have been fully upgraded with granite counters, new sinks, and a stunning master bath featuring a large walk-in Corian shower. Comfort and convenience continue with a New High Efficiency Furnace new carpet, updated linoleum in high-traffic areas, and modern pleated cordless cellular window shades throughout the home. Outdoor living is just as impressive. Enjoy a spacious 20' x 16' covered deck, perfect for entertaining or relaxing with plenty of seating space for guests. Situated on two large lots totaling .67 acres, the property offers room to spread out and enjoy. A standout feature is the massive 1,920 sq ft heated garage/shop, complete with: 14’ RV roll-up door + standard double garage door (both with openers) Upper loft with two rooms Additional two rooms and bathrooms downstairs Plus a dedicated workshop and woodshop areas Additional out buildings include: 240 sq ft detached garage 80 sq ft garden shed Parking for 2 RVs, including water hookup and a 30-amp plug for guests with City water hook ups This property is ideal for hobbyists, travelers, or anyone needing space for equipment, toys, or projects—while still enjoying a fully updated, move-in ready home.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10
6/10
Baker Middle SchoolGrades 7-817.8 mi
6/10
Baker High SchoolGrades 9-1217.8 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Metal

Type & Style

  • Home type: MobileManufactured

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Propane / Butane
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,380 sqft

Property

Details

  • Parcel number: 5288

Features

  • Exterior features: Cement / Concrete
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 0.66 Acres

Parking

  • Total spaces: 10
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Winter Weather
Avalanche
Hail
Landslide
Lightning

FEMA Declared Disasters in Baker County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$155$1,860
Property Taxes $469$5,628
Electricity $176$2,119
Total$2,969$35,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,794/yr
40% on housing$89,070/yr
45% on housing$79,173/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 97877$212
Baker County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 97877
Baker County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$429,000
2024-03-25Sold$300,000
2005-08-25Sold$200,000

For Sale by Owner

AgentRON SHAPLAND

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