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2915 College Hill Rd, Waco, KY, 40385

1beds
1baths
384sqft
$160,000
$417price/sqft
$1,226/moest. monthly cost
$49,040/yrincome needed

About This Home

Escape to your own private riverfront retreat at 2915 College Hill Road in Waco, KY! Nestled on 7.44 picturesque acres overlooking the Kentucky River, this charming 1-bedroom, 1-bath cabin offers the perfect blend of peace, privacy, and natural beauty. Start your mornings on the covered front porch, where breathtaking river views and the sounds of nature create the perfect place to relax with a cup of coffee. Whether you're looking for a weekend getaway, an Airbnb investment, or a cozy full-time residence, this secluded property offers endless possibilities. Surrounded by mature trees and abundant wildlife, you'll enjoy fishing, kayaking, hiking, or simply unwinding while taking in the serene waterfront scenery. If you've been dreaming of an affordable riverfront escape with plenty of room to explore, this hidden gem is ready to welcome you home. Private, peaceful, and full of rustic charm—come experience Kentucky River living at its finest!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
Madison Central High SchoolGrades 9-1212.3 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Log,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Range

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 384

Heating & Cooling

  • Heating features: Other,Space Heater,Propane Tank Leased
  • Cooling features: Ceiling Fan(s),Wall Unit(s)

Interior Area

  • Total structure area: 384
  • Total interior livable area: 384 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 012500000025

Features

  • Levels: One and One Half
  • Fencing: Wire
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterbody name: Kentucky River
  • Horses can be raised: Yes

Lot

  • Lot size: 7.44 Acres
  • Features: Landscaped,Secluded,Many Trees

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$138$1,656
Property Taxes $125$1,500
Electricity $154$1,850
Total$1,226$14,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,034/yr
40% on housing$36,780/yr
45% on housing$32,693/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 40385$149
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 40385$137
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for sale$160,000

For Sale by Agent

AgentCathie Witt-Pyle
BrokerageKeller Williams Commonwealth

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