2897 College Hill Rd, Waco, KY, 40385
About This Home
Welcome to your own private Kentucky River retreat! Tucked away in a peaceful, secluded setting, this beautifully remodeled 2-bedroom, 2-bath home offers the perfect blend of comfort, privacy, and natural beauty. Every detail has been thoughtfully updated, creating a move-in-ready escape that's ideal as a full-time residence, weekend getaway, or investment property. The spacious screened-in porch is the true centerpiece of the home, providing breathtaking views of the Kentucky River and the perfect place to enjoy your morning coffee, unwind after a long day, or entertain family and friends while surrounded by nature. With direct river access, outdoor enthusiasts will love fishing, kayaking, boating, or simply soaking in the tranquil waterfront lifestyle. If you've been searching for a private, turnkey riverfront retreat where peace and quiet come naturally, this hidden gem is one you won't want to miss.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2010
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Exterior Entry,Finished,Full,Walk-Out Access,Walk-Up Access
Bathroom1
- Level: Second
Bathroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Walk-In Closet(s),Ceiling Fan(s)
- Window features: Insulated Windows,Blinds
- Flooring: Tile
- Finished area below ground: 912
- Finished area above ground: 912
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Electric,Heat Pump
Interior Area
- Total structure area: 1,824
- Total interior livable area: 1,824 sqft
Kitchen
- Level: Second
Living Room
- Level: Second
Master Bedroom
- Level: Second
Property
Details
- Parcel number: 012500000022
Features
- Levels: Two
- Fencing: Wood,Wire
- Has view: Yes
- View description: Rural,Trees/Woods,Farm,Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterbody name: Kentucky River
- Horses can be raised: Yes
Lot
- Lot size: 2.85 Acres
- Features: Landscaped,Secluded,Many Trees
Parking
- Total spaces: 1
- Parking features: Attached Garage,Basement,Driveway,Garage Door Opener,Off Street,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $215 | $2,580 |
| Property Taxes | $196 | $2,352 |
| Electricity | $154 | $1,850 |
| Total | $1,829 | $21,948 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $250,000 |
| 2026-07-20 | Sold | $30,000 |
View on Zillow