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19107 Windmill Dr, Oregon City, OR, 97045

4beds
3baths
2,462sqft
$678,000
$275price/sqft
$4,955/moest. monthly cost
$198,200/yrincome needed

About This Home

Fall in love with this charming Craftsman-style home situated on a desirable corner lot! Offering 4 bedrooms plus a spacious bonus room that could easily serve as a 5th bedroom. The main level bedroom could be used as an office. The gorgeous kitchen features rich cabinetry, beautiful light quartz countertops, large island and pantry. The main-level living areas showcase durable wide-plank laminate flooring, while the inviting great room has a gas fireplace, built in shelving and a ceiling fan. The stunning vaulted primary suite is a true retreat, complete with a seriously oversized walk-in closet! The luxurious primary bath features a tile shower and soaking tub. Step outside to a backyard designed for entertaining, with two covered seating areas and an ideal setup for hosting family and friends. The yard is just the right size, functional but easy maintenance. Located in a friendly, well-maintained neighborhood with no HOA, this home truly has all the right rooms and is as good as NEW!

Getting Around

20
WalkingCar-Dependent
29
TransitSome Transit
54
BikeBikeable

Schools

4/10
4/10
Gardiner Middle SchoolGrades 6-80.7 mi
8/10
Oregon City High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Microwave,Plumbed For Ice Maker,Stainless Steel Appliance(s),Gas Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Closet, Wallto Wall Carpet
  • Level: Upper
  • Area: 132

Bedroom3

  • Features: Closet, Wallto Wall Carpet
  • Level: Upper
  • Area: 100

Bedroom4

  • Features: Closet, Wallto Wall Carpet
  • Level: Main
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Sliding Doors,Laminate Flooring
  • Level: Main
  • Area: 144

Family Room

  • Features: Builtin Features, Ceiling Fan, Fireplace,Laminate Flooring
  • Level: Main
  • Area: 256

Features

  • Ceiling Fan(s),Quartz,Soaking Tub,Vaulted Ceiling(s),Wainscoting,Closet,Built-in Features,Eat Bar,Kitchen Island,Pantry,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Vinyl Frames
  • Flooring: Laminate,Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,462
  • Total interior livable area: 2,462 sqft

Kitchen

  • Features: Disposal, Eat Bar, Island, Microwave, Pantry,Laminate Flooring, Plumbed For Ice Maker, Quartz
  • Level: Main

Master Bedroom

  • Features: Ceiling Fan,Soaking Tub, Vaulted Ceiling, Walkin Closet, Wallto Wall Carpet
  • Level: Upper
  • Area: 255

Property

Details

  • Parcel number: 05031476

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Patio,Patio,Porch
  • Exterior features: Yard
  • Fencing: Fenced

Lot

  • Features: Corner Lot,Sprinkler,SqFt 3000 to 4999

Parking

  • Total spaces: 2
  • Parking features: Driveway,On Street,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,428$41,136
Home Insurance *$152$1,824
Property Taxes $1,152$13,824
Electricity $223$2,681
Total$4,955$59,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,885/yr
40% on housing$148,650/yr
45% on housing$132,133/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 97045$274
Clackamas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 97045$322
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$678,000
2018-04-19Sold$459,918

For Sale by Agent

AgentStephanie Muro
BrokerageMORE Realty

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