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89 W Heritage Dr, Chickamauga, GA, 30707

2beds
2baths
1,488sqft
$359,000
$241price/sqft
$2,800/moest. monthly cost
$112,000/yrincome needed

About This Home

Welcome to Heritage Row, a quiet and convenient neighborhood located in historic Chickamauga! This beautiful low maintenance home was custom built in 2018 and has numerous upgraded features compared to other homes in the neighborhood. Nestled on a peaceful cul-de-sac, this home sits on one of the larger lots in the neighborhood. Step inside to a home that looks and feels brand new! This thoughtfully designed one-level floor plan has 2 spacious bedrooms and 2 full bathrooms. It showcases tons of natural light, trey ceilings, crown molding and recessed LED lighting throughout. The living room area has large windows, an inviting gas fireplace (remote controlled), and seamlessly flows into the kitchen and dining area. The kitchen is a chef's dream, featuring custom cabinets, granite counter tops, stainless steel appliances, and a nice sized pantry. There is a convenient breakfast bar for casual dining, as well as, plenty of room for a more formal dining table if desired. Just around the corner from the kitchen is a cozy sitting area that could also be used for a home office. The generous primary suite offers a private retreat, complete with a trey ceiling, a walk-in closet, an en-suite bathroom with a low step-in shower (with grab bars) and a large vanity with granite counter tops. The second bedroom is located just off the entry way and also features oversized windows. It has plenty of closet space for storage and quick access to the guest bathroom. Outside, enjoy sitting on the front porch visiting with neighbors or just relaxing on the screened in back porch. This location provides quick access to numerous parks and green spaces for biking, hiking and enjoying nature. The Chickamauga & Chattanooga National Military Park is only a few minutes away. It is also conveniently located just south of Chattanooga, TN, providing plenty of restaurants, shopping, and entertainment in the surrounding area.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
Rossville Middle SchoolGrades 6-86.7 mi
4/10
Ridgeland High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Exhaust Fan,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,Free-Standing Electric Range,Microwave,ENERGY STAR Qualified Water Heater,Self Cleaning Oven,Stainless Steel Appliance(s),Washer,Water Heater
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Inside,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Crown Molding,Granite Counters,Pantry,Recessed Lighting,Tray Ceiling(s),Walk-In Closet(s),Tub/shower Combo,Sitting Area
  • Window features: Blinds,Insulated Windows,Shutters,Window Treatments
  • Flooring: Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room,Propane
  • Fireplace: Yes
  • Finished area above ground: 1,488

Heating & Cooling

  • Heating features: Central
  • Cooling features: Attic Fan,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,488
  • Total interior livable area: 1,488 sqft

Property

Details

  • Parcel number: 0200 093

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio,Porch - Screened
  • Exterior features: Lighting,Rain Gutters
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: Pond

Lot

  • Lot size: 9,583 sqft
  • Features: Back Yard,Cul-De-Sac,Level
  • Lot size dimensions: 85 x 115

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Paved,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$166$1,992
Property Taxes $600$7,200
Electricity $219$2,637
Total$2,800$33,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,000/yr
40% on housing$84,000/yr
45% on housing$74,666/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 30707$200
Walker County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 30707
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$375,000
2026-04-20Listing removed--
2025-10-26Listed for sale$375,000
2018-12-15Sold$154,000

For Sale by Agent

AgentJulie Harper
BrokerageSoloff Properties, Inc.

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