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12382 Erstein Valley, Selma, TX, 78154

5beds
4baths
2,655sqft
$345,000
$130price/sqft
$2,228/moest. monthly cost
$89,120/yrincome needed

About This Home

Why settle for today's interest rates when you don't have to? Take advantage of a rare VA assumable loan at 3.55; a rate that hasn't been widely available in years. Beautifully maintained home in the desirable Schertz area just minutes from JBSA Randolph! Located less than 10 minutes from Joint Base San Antonio - Randolph, this spacious home offers the perfect blend of comfort, convenience, and functionality. Ideal for military families or anyone working in the JBSA Randolph area. The thoughtfully designed layout features a primary suite on the main level, providing privacy and ease of living. The home offers two generous living areas, including a large second living space upstairs that is just as spacious as the main living room: perfect for a game room, media room, or additional family lounge. Enjoy cooking and entertaining in the open kitchen featuring granite countertops, ample cabinetry, and great flow into the living and dining spaces. Wood flooring throughout the home adds warmth and style while making maintenance easy. Upstairs, you'll find generously sized secondary bedrooms and two full bathrooms, offering plenty of space for family, guests, or multi-generational living. One bedroom was set up as a home office with internet connections already installed, making remote work or study simple and convenient. Located within the Schertz-Cibolo-Universal City ISD, this home is also positioned for easy access to IH-10 for commuting or travel and is just minutes from HEB, The Forum shopping center, restaurants, and everyday conveniences. Schedule a tour today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
5/10

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Gas Cooktop,Disposal,Dishwasher,Gas Water Heater
  • Laundry features: Main Level,Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 168

Bedroom3

  • Area: 132

Bedroom4

  • Area: 156

Bedroom5

  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Area: 110

Features

  • Two Living Area,Liv/Din Combo,Separate Dining Room,Eat-in Kitchen,Two Eating Areas,Kitchen Island,Loft,1st Floor Lvl/No Steps,Open Floorplan,High Speed Internet,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Solid Counter Tops
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Ceramic Tile,Wood
  • Fireplace features: Not Applicable
  • Attic: Pull Down Stairs,Attic - Radiant Barrier Decking

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,655 sqft

Kitchen

  • Area: 154

Living Room

  • Area: 256

Master Bathroom

  • Features: Tub/Shower Separate,Double Vanity
  • Area: 81

Master Bedroom

  • Features: Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Area: 234

Property

Accessibility

  • Accessibility features: Entry Slope less than 1 foot,No Carpet,No Steps Down,Level Drive,First Floor Bath,Full Bath/Bed on 1st Flr,First Floor Bedroom,Stall Shower

Details

  • Parcel number: 050573010520

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Covered
  • Exterior features: Sprinkler System,Rain Gutters
  • Fencing: Privacy

Lot

  • Lot size: 6,098 sqft
  • Features: Sidewalks,Streetlights

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$191$2,292
Property Taxes $2$24
Electricity $291$3,498
Total$2,228$26,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,388/yr
40% on housing$66,840/yr
45% on housing$59,413/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 78154$149
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78154$167
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$365,000
2026-04-01Contingent$365,000
2026-03-06Listed for sale$365,000
2022-04-15Sold--
2022-03-17Pending sale$395,000
2022-03-08Contingent$395,000
2022-02-21Listed for sale$395,000
2017-12-14Sold--

For Sale by Agent

AgentInes Garcia
BrokerageeXp Realty

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