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412 6th St NE, Belmond, IA, 50421

2beds
2baths
1,464sqft
$154,900
$106price/sqft
$1,479/moest. monthly cost
$59,160/yrincome needed

About This Home

Welcome home to this charming 1.5-story home tucked away on a quiet street in Belmond! Offering 2 (egress in basement for 3rd) bedrooms and 1.5 bathrooms, this home provides a comfortable layout with room to spread out. The main level features inviting living spaces and one bedroom and full bath, while the upper level offers a private bedroom retreat complete with its own half bath and abundant closet storage. Enjoy your morning coffee or unwind in the enclosed porch, perfect for relaxing in every season. Car enthusiasts, hobbyists, or anyone needing extra storage will appreciate the incredible garage space. In addition to the attached 2-car garage, you'll find a detached 2-car garage and an additional storage shed, giving you room for vehicles, tools, toys, and projects. Recent updates include a new central air conditioner, and new siding is currently being installed on the detached garage, adding even more value and curb appeal. Whether you're looking for extra workspace, plenty of storage, or a peaceful neighborhood to call home, this property offers a wonderful combination of comfort, functionality, and small-town charm. Schedule your private showing today!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Construction

Condition

  • Year built: 1955

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,464 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0419358005
  • Zoning: Residential-Single Family

Features

  • Levels: One and One Half

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 132 x 66

Parking

  • Total spaces: 4
  • Parking features: Attached,Storage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Drought
Hail
Inland Flooding
Strong Wind
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$401$4,812
Property Taxes $174$2,088
Electricity $121$1,452
Total$1,479$17,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,708/yr
40% on housing$44,370/yr
45% on housing$39,440/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 50421$90
Wright County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 50421
Wright County$43

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$154,900
2022-09-09Sold$79,000
2022-08-09Pending sale$89,900
2022-07-07Listed for sale$89,900

For Sale by Agent

AgentAimee Goeman
BrokerageProperty Link Estate

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