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224 Trisail Terrace, Wilmington, NC, 28412

3beds
3baths
2,217sqft
$550,000
$248price/sqft
$3,310/moest. monthly cost
$132,400/yrincome needed

About This Home

Welcome to 224 Trisail Terrace, where lake views and easy coastal living come together in the heart of Riverlights. Start your mornings or wind down your evenings on the charming rocking chair front porch, perfectly positioned to overlook the water. Step inside to a welcoming foyer that opens into a bright, airy living space designed for both everyday living and entertaining. The formal dining room sits just off the entry, offering beautiful lake views and flowing seamlessly into the living room, complete with a cozy gas fireplace. The kitchen is both functional and inviting, featuring generous counter space, a gas stove, French door refrigerator, and an oversized pantry to keep everything organized. Just off the main living area, a cozy back porch offers the perfect spot to relax, read, or gather with friends. The main level also includes a dedicated office or study, a laundry room, and a convenient half bath. Upstairs, the primary suite is a true retreat where you can wake up to peaceful water views each day. With two closets and a spacious en suite bath featuring a double vanity and a tiled walk-in shower with bench, it's designed for comfort and ease. Two additional bedrooms and a guest bath with double vanity complete the second level. Additional features include a two-car garage, a practical mudroom entry, and an updated Bosch HVAC system with Media Air Cleaner designed to support cleaner indoor air. Living in Riverlights means more than just owning a home, it's a lifestyle. Enjoy access to two pools, two fitness centers, miles of scenic walking and biking trails, pickleball courts, a dog park, playground, and a riverfront pier overlooking the Cape Fear River. All of this, just minutes from beaches, shopping, and dining.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
22
BikeSomewhat Bikeable

Schools

5/10
9/10
Myrtle Grove MiddleGrades 6-82.7 mi
3/10
New Hanover HighGrades 9-126.5 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Raised,Slab
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Built-In Microwave,Refrigerator,Dishwasher
  • Laundry features: Laundry Room

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Solid Surface,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,217
  • Total interior livable area: 2,217 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R07000006469000
  • Zoning: R-7
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Fencing: Partial
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2200 - 2399

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 40 x 110

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Off Street,Paved,Garage6
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tornado
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$121$1,452
Property Taxes $202$2,424
Electricity $206$2,477
Total$3,310$39,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,485/yr
40% on housing$99,300/yr
45% on housing$88,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 28412$213
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28412$245
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$550,000
2026-03-26Listed for sale$560,000
2021-06-30Sold$400,000
2021-05-10Pending sale$387,000
2021-05-07Listed for sale$387,000
2019-12-31Sold$180,000
2018-07-02Sold$344,175
2017-07-27Sold$52,000

For Sale by Agent

AgentDawn Lagomarsino
BrokerageNest Realty

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