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4805 SW 3rd St, Blue Springs, MO, 64014

5beds
3baths
2,765sqft
$525,000
$190price/sqft
$3,715/moest. monthly cost
$148,600/yrincome needed

About This Home

Nearly new 5-bedroom reverse by TruMark featuring the rare convenience of 3 bedrooms on the main level! From the moment you step inside, you?ll appreciate the thoughtful design and elevated finishes throughout. The great room showcases rustic ceiling beams, upgraded trim details, and an inviting open layout. The stunning kitchen features white cabinetry, granite countertops, upgraded appliances, a stainless farmhouse sink, and an oversized L-shaped walk-in pantry that offers exceptional storage. Retreat to the spacious primary suite with a charming window seat and new designer carpet. A modern farmhouse-style door opens to the luxurious bath featuring an extra-deep tiled shower, dual granite vanities, and beautiful built-in center storage with the look of custom furniture. Additional main-level bedrooms feature stylish new carpet, and the secondary bath is newly enhanced with a striking vertical wood accent walls. The finished lower level offers room for everyone with a large family room plus dedicated spaces for media, games, and reading. Two generously sized bedrooms with walk-in closets, full bath and abundant storage complete the lower level. New designer stair carpet too! Additional highlights include a tiled main-floor laundry room with boot valet, shelving, and broom closet; a spacious 3-car garage with epoxy floors; partially covered epoxy coated patio with retractable awning; sprinkler system; and a beautifully fenced backyard. Located directly across from the neighborhood pool for easy summer enjoyment and within Blue Springs Schools, with convenient access to shopping, dining, and everyday amenities.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
8/10

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Composition
  • Construction materials: Stone & Frame

Other

  • Builder name: TruMark

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Microwave,Gas Range
  • Laundry features: Bedroom Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress Window(s),Finished

Bedroom2

  • Features: Carpet
  • Level: Main

Bedroom3

  • Features: Carpet
  • Level: Main

Bedroom4

  • Features: Carpet,Walk-In Closet(s)
  • Level: Lower

Bedroom5

  • Features: Carpet,Walk-In Closet(s)
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Luxury Vinyl
  • Level: Main

Family Room

  • Features: Carpet,Ceiling Fan(s)
  • Level: Lower

Features

  • Ceiling Fan(s),Kitchen Island,Painted Cabinets,Pantry,Walk-In Closet(s)
  • Window features: Window Coverings,Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,158
  • Finished area above ground: 1,607

Great Room

  • Features: Ceiling Fan(s),Fireplace,Luxury Vinyl
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,765
  • Total interior livable area: 2,765 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Luxury Vinyl
  • Level: Main

Laundry

  • Features: Built-in Features,Ceramic Tiles
  • Level: Main

Master Bathroom

  • Features: Ceramic Tiles,Double Vanity,Granite Counters,Shower Only
  • Level: Main

Master Bedroom

  • Features: Carpet,Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 41920150300000000
  • Other equipment: Back Flow Device

Features

  • Patio & porch: Patio
  • Fencing: Wood

Lot

  • Lot size: 10,636 sqft
  • Features: City Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Built-In,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$356$4,272
Property Taxes $494$5,928
Electricity $211$2,533
Total$3,715$44,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,371/yr
40% on housing$111,450/yr
45% on housing$99,066/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 64014$193
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64014$171
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$525,000
2026-07-09Listed for sale$550,000
2025-08-15Sold--
2025-07-10Pending sale$524,900
2025-06-14Contingent$524,900
2025-06-06Listed for sale$524,900
2020-08-12Sold--
2020-06-08Pending sale$380,000
2020-06-08Listed for sale$380,000

For Sale by Agent

AgentPam Malcy
BrokerageBHG Kansas City Homes

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