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9369 Pequaywan Lake Rd, Duluth, MN, 55803

3beds
3baths
2,066sqft
$625,000
$303price/sqft
$3,871/moest. monthly cost
$154,840/yrincome needed

About This Home

Welcome to this exceptional year-round lake home built in 2017, offering 3 bedrooms, 3 bathrooms, and an attached 3-stall garage. Situated on over an acre with 190 feet of shoreline on beautiful Pequaywan Lake, this property combines quality craftsmanship with comfortable lakeside living. The functional floor plan features a spacious mudroom with laundry and pantry storage, a bright open-concept kitchen, dining area, and living room filled with natural light. The primary suite offers beautiful lake views, a walk-in closet, and a private ensuite bath. Above the garage, the expansive third bedroom features over 543 square feet of living space and a private bathroom. Built with quality and low-maintenance materials, the home features insulated concrete forms, composite siding, a durable metal roof, and windows that capture beautiful lake views. Included is the wooden dock to start enjoying lake life immediately. Whether you're looking for a year-round residence or a weekend getaway, this move-in-ready property offers the best of Northwoods living.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
17
BikeSomewhat Bikeable

Schools

6/10
Minnehaha Elementary SchoolGrades PK-514.7 mi
7/10
Two Harbors SecondaryGrades 6-1213.6 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 2017

Materials

  • Roof: Metal
  • Construction materials: Wood,Composition,Insulating Concrete Forms

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater-Gas,Cooktop,Dishwasher,Dryer,Exhaust Fan,Microwave,Refrigerator,Wall Oven,Washer
  • Laundry features: Main Level,Dryer Hook-Ups,Washer Hookup

Basement

  • Has basement: Yes

Bedroom

  • Level: Main
  • Area: 203.448
  • Dimensions: 16.8 x 12.11

Bedroom

  • Level: Main
  • Area: 116.56
  • Dimensions: 9.4 x 12.4

Bedroom

  • Level: Upper
  • Area: 439.561
  • Dimensions: 15.1 x 29.11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • 3/4 bathrooms: 3
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 148.05
  • Dimensions: 14.1 x 10.5

Features

  • Ceiling Fan(s),Eat In Kitchen,Walk-In Closet(s)
  • Window features: Double Glazed,Screens,Vinyl Windows
  • Flooring: Tiled Floors
  • Finished area below ground: 0
  • Finished area above ground: 2,066

Heating & Cooling

  • Heating features: In Floor Heat,Propane
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 2,066 sqft

Kitchen

  • Level: Main
  • Area: 57.19
  • Dimensions: 13.3 x 4.3

Laundry

  • Level: Main
  • Area: 141.75
  • Dimensions: 18.9 x 7.5

Living Room

  • Level: Main
  • Area: 266.4
  • Dimensions: 18 x 14.8

Other

  • Level: Main
  • Area: 154.96
  • Dimensions: 14.9 x 10.4

Property

Details

  • Parcel number: 502004600070
  • Foundation area: 1200

Features

  • Exterior features: Balcony,Dock
  • Has view: Yes
  • View description: Inland Lake,Panoramic
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Inland Lake,Waterfront Access(Private),Shoreline Characteristics(Shore-Accessible,Shore-Beach)
  • Waterbody name: Pequaywan
  • Frontage length: 190

Lot

  • Lot size: 1.07 Acres
  • Features: Accessible Shoreline,Landscaped,Tree Coverage - Medium,Telephone,High
  • Lot size dimensions: IRREG.

Parking

  • Total spaces: 3
  • Parking features: RV Parking,Asphalt,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Inland Flooding

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$182$2,184
Property Taxes $355$4,260
Electricity $174$2,090
Total$3,871$46,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,720/yr
40% on housing$116,130/yr
45% on housing$103,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 55803$207
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55803
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$625,000
2026-07-01Listed for sale$650,000

For Sale by Agent

AgentAmanda Easty
BrokerageEdina Realty, Inc. - Duluth

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