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21 Twin Tree Ct, Florence, OR, 97439

5beds
3baths
3,378sqft
$1,275,000
$377price/sqft
$8,331/moest. monthly cost
$333,240/yrincome needed

About This Home

Stunning 2 story luxury home with incredible views of the ocean. This home boasts 5 bedrooms and 2 1/2 baths. It comes with brand new appliances and a large open kitchen and living room. Home features tongue and groove vaulted ceilings. First level of the home includes a family room offering an incredible space for friends and family to gather. Upstairs enjoy your spacious living room, open kitchen and a place for your office. Bedrooms are on both floors so pick the one you want! Come experience life at its finest at the beach.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
7/10
Siuslaw Middle SchoolGrades 6-82.9 mi
2/10
Siuslaw High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2018

Materials

  • Foundation: Stem Wall
  • Roof: Tile
  • Construction materials: Cement Siding,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Level: Upper

Family Room

  • Level: Lower

Features

  • Ceiling Fan(s),High Ceilings,Soaking Tub,Vaulted Ceiling(s),Kitchen Island,Pantry
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,378
  • Total interior livable area: 3,378 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Upper

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 1769007
  • Zoning: LR

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 0.39 Acres
  • Features: Gated,Gentle Sloping,SqFt 15000 to 19999

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,447$77,364
Home Insurance *$294$3,528
Property Taxes $1,284$15,408
Electricity $306$3,678
Total$8,331$99,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$285,634/yr
40% on housing$249,930/yr
45% on housing$222,160/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$377This listing

vs Other Active Listings

Avg $/sqft

ZIP 97439$231
Lane County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 97439$312
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$1,275,000
2025-09-03Price change$1,299,999
2025-06-19Price change$1,375,500
2025-01-16Price change$1,395,000
2024-09-25Price change$1,450,000
2024-06-25Listed for sale$1,495,000
2023-07-06Sold$940,000
2023-06-02Pending sale$979,000
2023-05-26Listed for sale$979,000
2017-07-17Sold$69,000
2006-06-23Sold$155,290

For Sale by Agent

AgentRandy Paredes
BrokerageColdwell Banker Coast Real Est

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