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20915 Shellfish Ln, Huntington Beach, CA, 92648

3beds
3baths
1,525sqft
$1,049,900
$688price/sqft
$6,821/moest. monthly cost
$272,840/yrincome needed

About This Home

**Significant Price Improvement\!** Experience exceptional value in one of Huntington Beach’s most coveted coastal communities\. Welcome to La Cuesta By the Sea, where timeless coastal elegance meets the effortless lifestyle of Surf City USA\. Beautifully updated and move\-in ready, this exceptional 3\-bedroom, 2\.5\-bath townhome is ideally situated less than a mile from the beach, offering an extraordinary opportunity to enjoy Southern California’s most sought\-after coastal destination\. Just moments from Pacific City, the iconic Huntington Beach Pier, Main Street, award\-winning restaurants, boutique shopping, oceanfront dining, and year\-round festivals, this residence places the very best of Huntington Beach at your doorstep\. Spend your mornings surfing, afternoons biking along the scenic coastline, and evenings enjoying spectacular sunsets just minutes from home\. Thoughtfully designed for modern living, the light\-filled open\-concept floor plan showcases refined finishes, smart home technology, central air conditioning, and an inviting fireplace that anchors the living space\. Expansive sliding doors create seamless indoor\-outdoor living, opening to a generous private patio with a pergola—an inviting retreat for entertaining, al fresco dining, or relaxing in the refreshing ocean breeze\. Upstairs, three spacious bedrooms provide comfort and privacy, while the attached two\-car garage offers everyday convenience and additional storage\. Residents of La Cuesta By the Sea enjoy resort\-inspired amenities including tennis courts, a clubhouse, and beautifully landscaped greenbelts that foster a true sense of community\. Combining an exceptional location, modern amenities, smart home features, and an unmatched coastal lifestyle, this turnkey residence presents a rare opportunity to own in one of Huntington Beach’s most desirable neighborhoods\. With its significant recent price improvement, there has never been a better time to embrace luxury beach living in the heart of Huntington Beach\.

Getting Around

73
WalkingVery Walkable
34
TransitSome Transit
66
BikeBikeable

Schools

8/10
9/10

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Spanish Tile,Tile
  • Construction materials: Drywall,Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,In Garage

Bathroom

  • Features: Bathtub,Tub Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),Separate/Formal Dining Room,Eat-in Kitchen,Granite Counters,Open Floorplan,Recessed Lighting,Storage,All Bedrooms Up,Primary Suite
  • Door features: Sliding Doors
  • Window features: Double Pane Windows
  • Flooring: Laminate,See Remarks
  • Fireplace features: Gas Starter,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Interior Area

  • Total interior livable area: 1,525 sqft

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 02430203
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: front
  • Pool features: None
  • Patio & porch: Concrete,Lanai,Open,Patio
  • Exterior features: Lighting,Rain Gutters
  • Spa features: None
  • Fencing: Block,Stucco Wall
  • Has view: Yes
  • View description: Park/Greenbelt
  • Waterfront features: Ocean Side Of Freeway

Lot

  • Lot size: 1,827 sqft
  • Features: 11-15 Units/Acre,Back Yard,Front Yard,Landscaped,Street Level,Yard

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Direct Access,Door-Single,Garage Faces Front,Garage,Garage Door Opener,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,308$63,696
Home Insurance *$104$1,248
Property Taxes $1,011$12,132
Electricity $398$4,786
Total$6,821$81,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,862/yr
40% on housing$204,630/yr
45% on housing$181,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$688This listing

vs Other Active Listings

Avg $/sqft

ZIP 92648$676
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92648$860
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for rent$4,800
2026-07-19Price change$1,049,900
2026-06-17Price change$1,149,000
2026-05-22Listed for sale$1,199,900
2015-07-09Sold$620,000
2015-04-01Price change$624,999
2015-01-21Listed for sale$637,000
2012-06-22Listing removed$2,500
2012-05-31Price change$2,500
2012-05-29Listed for rent$2,600

For Sale by Agent

AgentCora Berkery
BrokerageColdwell Banker Realty

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