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108 Oak View Dr, Clarksville, VA, 23927

4beds
3baths
3,097sqft
$799,000
$258price/sqft
$4,835/moest. monthly cost
$193,400/yrincome needed

About This Home

Ready to embrace the Kerr Lake lifestyle? This 3+ bedroom, 3 bath contemporary is located right IN Virginia's only lakefront Town- where every day feels like a getaway! As you arrive, lake views on both sides of the street welcome you home. The Ranch offers 1762 Sq Ft on the main level with a FULL BASEMENT (an additional 1335 finished Sq Ft). The Great Room is vaulted with a Stone Fireplace framed by glass doors that open to the waterside deck; while the Granite Kitchen Island overlooks the great room for easy conversation. The formal dining room can also serve as an office. A split floor plan offers privacy in the primary suite, complete with a spacious walk-in closet, and a bath with a tiled step-in shower. Two guest rooms and a full bath complete the main level, and both levels include laundry areas. The lower level is ideal for multigenerational living, with an even larger 2nd primary bedroom, a full kitchen and great room. Plus, there is a 10'10 x 32' storage/hobby room! Enjoy morning coffee on the upper deck. There is also a lower patio and an easy slope to your PRIVATE DOCK in a cove that is literally just around the bend from the main channel! A two car garage and paved driveway provide ample parking for guests & your golf cart. GENERAC and Tankless How Water are extra features. Located in Virginia's only lakefront town , lake life here means no septic concerns, and you can golf-cart Downtown to shop & dine. This home is ready to check all the boxes on your wish list. Hurry, there is still plenty of Summer left to enjoy the Lake Life Concerts, golf at Kinderton, Disc Golf at Occoneechee State Park & evenings at the local wineries! GENERAC TANKLESS HOT WATER

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
4/10

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary, Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Refrigerator,Tankless Water Heater
  • Laundry features: Laundry Closet,Laundry Room,Lower Level,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Apartment, Daylight, Finished, Full, Heated, Interior Entry, Storage Space, Workshop

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Apartment/Suite,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Granite Counters,High Speed Internet,In-Law Floorplan,Kitchen Island,Open Floorplan,Second Primary Bedroom,Smooth Ceilings,Storage,Walk-In Closet(s),Walk-In Shower
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,335
  • Finished area above ground: 1,762
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),Heat Pump
  • Cooling features: Heat Pump,Multi Units

Interior Area

  • Total structure area: 3,097
  • Total interior livable area: 3,097 sqft

Property

Details

  • Parcel number: 21800
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: Dock,Fire Pit
  • Fencing: None
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Waterfront
  • Waterbody name: Kerr Lake

Lot

  • Lot size: 0.67 Acres
  • Features: Back Yard

Parking

  • Total spaces: 6
  • Parking features: Attached,Deck,Driveway,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$267$3,204
Property Taxes $230$2,760
Electricity $298$3,579
Total$4,835$58,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,771/yr
40% on housing$145,050/yr
45% on housing$128,933/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 23927$207
Mecklenburg County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 23927
Mecklenburg County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$799,000

For Sale by Agent

AgentKarin Kuhn
BrokeragePOINTE REALTY GROUP LLC

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