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4206 Pico Norte Ln NE, Rio Rancho, NM, 87124

5beds
4baths
4,553sqft
$739,000
$162price/sqft
$4,585/moest. monthly cost
$183,400/yrincome needed

About This Home

Beautifully upgraded home in the gated Tres Colinas neighborhood. Wrapped around the front courtyard garden is a custom gate, casita room, enclosed breezeway, 2-toned synthetic stucco, 3-car garage, and Spanish Tile roof. The Chef's kitchen features white custom cabinetry, white Quartz countertops, butler's pantry, full-slab sized island, breakfast nook, gas cooktop, and island dishwasher. Spa-like Primary is downstairs with soaking tub, low-profile shower, & grand closet. Room for all visitors thanks to the guest room, casita room, & 3 living areas. Work from home office has desk to ceiling cabinetry.Oversized loft upstairs with 2 bdrms on each side. Backyard features synthetic grass, XL covered patio, gas stub out, concrete Bball pad.5k credit to enhance your moving experien

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
7/10
Rio Rancho High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Roof: Tile
  • Construction materials: Frame,Synthetic Stucco

Other

  • Builder name: Pulte

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Self Cleaning Oven
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 165

Bedroom3

  • Level: Upper
  • Area: 144

Bedroom4

  • Level: Upper
  • Area: 130

Bedroom5

  • Level: Upper
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 156

Features

  • Breakfast Area,Ceiling Fan(s),Separate/Formal Dining Room,Dual Sinks,Great Room,Garden Tub/Roman Tub,High Ceilings,High Speed Internet,Home Office,Jack and Jill Bath,Kitchen Island,Loft,Multiple Living Areas,Main Level Primary,Pantry,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows,Low-Emissivity Windows,Vinyl
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Multiple Heating Units
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 4,553
  • Total interior livable area: 4,553 sqft

Kitchen

  • Level: Main
  • Area: 345

Living Room

  • Level: Main
  • Area: 361

Office

  • Level: Main
  • Area: 143

Primary Bedroom

  • Level: Main
  • Area: 240

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1013070454328
  • Zoning description: R-1

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Private Yard,Private Entrance
  • Fencing: Wall
  • Residential vegetation: Grassed

Lot

  • Lot size: 9,583 sqft
  • Features: Landscaped,Planned Unit Development

Parking

  • Total spaces: 3
  • Parking features: Attached,Finished Garage,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Winter Weather
Earthquake
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters in Sandoval County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,736$44,832
Home Insurance *$120$1,440
Property Taxes $406$4,872
Electricity $323$3,884
Total$4,585$55,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,200/yr
40% on housing$137,550/yr
45% on housing$122,266/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 87124$190
Sandoval County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 87124
Sandoval County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$719,000
2026-07-29Price change$739,000
2026-06-17Price change$749,900
2026-05-14Listed for sale$765,000
2017-12-28Sold--

For Sale by Agent

AgentAndrew S Hostetler
BrokerageBeyond Real-Estate

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