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427 Yale Oaks Ln, Houston, TX, 77091

3beds
3baths
1,958sqft
$349,000
$178price/sqft
$2,719/moest. monthly cost
$108,760/yrincome needed

About This Home

Located in a gated community in Independence Heights, this modern 3-bedroom, 2.5-bath home offers a private driveway and a fenced backyard. Built in 2018, the open two-story design features first-floor living with a seamless flow between the kitchen, dining, and living areas. Upstairs, the spacious primary suite includes an en-suite bath and walk-in closet, with two additional bedrooms for guests or office space. A perfect blend of style, comfort, and convenience in a prime location!

Getting Around

44
WalkingCar-Dependent
46
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

6/10
Wesley Elementary SchoolGrades PK-51.0 mi
3/10
Williams Middle SchoolGrades 6-81.1 mi
3/10

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Batts Insulation,Blown-In Insulation,Stucco

Other

  • Builder name: Stoneworks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Disposal,Gas Oven,Microwave,Gas Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • High Ceilings,All Bedrooms Up,Primary Bed - 2nd Floor
  • Flooring: Carpet,Wood

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,958
  • Total interior livable area: 1,958 sqft

Kitchen

  • Features: Kitchen Island,Pantry

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Separate Shower,Primary Bath: Soaking Tub

Property

Details

  • Parcel number: 1381780030002

Features

  • Stories: 2
  • Patio & porch: Patio/Deck
  • Fencing: Back Yard

Lot

  • Lot size: 3,820 sqft
  • Features: Back Yard,Other,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Electric Gate,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$248$2,976
Property Taxes $469$5,628
Electricity $238$2,859
Total$2,719$32,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,222/yr
40% on housing$81,570/yr
45% on housing$72,506/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 77091$146
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77091$194
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-24Price change$349,000
2025-03-27Listed for sale$365,000

For Sale by Agent

AgentBryan Beene
BrokerageMartha Turner Sotheby's International Realty

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