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410 E Main St, Lincoln, MO, 65338

4beds
1baths
1,240sqft
$139,900
$113price/sqft
$1,050/moest. monthly cost
$42,000/yrincome needed

About This Home

4-bedroom, 1-bath move-in-ready home in Lincoln, close to 65 Hwy, great for commuting. Good starter home, investment property, or someone looking for a home at a great price. Fresh paint, hardwood floors in the living room and two of the bedrooms, and new carpet in the other two bedrooms, plus recent updates in the kitchen and bathroom. Big backyard. This home is close to everything, only 20 minutes to Clinton and Sedalia, and only 10 minutes to Warsaw. Access to the lakes is only minutes away.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
4/10
Lincoln High SchoolGrades 7-120.4 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Raised

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,240

Interior Area

  • Total structure area: 1,670
  • Total interior livable area: 1,240 sqft

Property

Details

  • Parcel number: 068027004001005000

Lot

  • Lot size: 8,398 sqft
  • Lot size dimensions: 60 x 140

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Heat Wave
Ice Storm
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$148$1,776
Property Taxes $54$648
Electricity $141$1,693
Total$1,050$12,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,000/yr
40% on housing$31,500/yr
45% on housing$28,000/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 65338$127
Benton County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 65338
Benton County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$139,900
2026-07-09Listed for sale$139,900
2026-06-22Pending sale$139,900
2026-06-11Price change$139,900
2026-06-05Listed for sale$147,900
2021-03-24Listing removed--
2020-03-31Listing removed$60,000
2019-12-04Listed for sale$60,000

For Sale by Agent

AgentSkeeter J Smith
BrokeragePlatinum Realty LLC

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