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28396 Northwoods Dr, Lincoln, MO, 65338

0beds
1baths
800sqft
$159,000
$199price/sqft
$1,174/moest. monthly cost
$46,960/yrincome needed

About This Home

Discover the perfect place to call home in this beautiful property located in Lake of the Ozarks development. Whether you're looking for a full-time residence or a weekend getaway, this turnkey home offers the ideal blend of comfort, recreation, and relaxation. Fully furnished for your lake retreat. Enjoy access to an incredible array of community amenities, including a private boat ramp, clubhouse, boating, fishing, swimming pool, and more. Spend your days making memories on the water and your evenings unwinding in the peaceful surroundings. This home features one bathroom and a loft that can comfortably fit two beds. Sitting on 3 lots, you'll find this property offers peace and privacy. Inside, you'll find a welcoming space designed for comfortable living, while outside you'll love being part of a vibrant neighborhood that offers something for every lifestyle. Don't miss your chance to own a home where every day feels like a vacation. Schedule your private showing today and experience all this exceptional lake community has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
Cole Camp High SchoolGrades 7-1211.6 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven/Range,Refrigerator,Dryer,Washer,Electric Water Heater

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Wood Frames
  • Flooring: Carpet
  • Finished area above ground: 800

Heating

  • Heating features: Baseboard,Ductless

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Kitchen

  • Features: Cabinets Wood

Property

Details

  • Parcel number: 099031002001026001

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Heat Wave
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$168$2,016
Property Taxes $62$744
Electricity $141$1,693
Total$1,174$14,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,251/yr
40% on housing$35,220/yr
45% on housing$31,306/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 65338$126
Benton County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 65338
Benton County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Listed for sale$159,000

For Sale by Agent

AgentCooper Smallwood
BrokerageLincoln Realty

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