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10 Mooney Dr, Taylorsville, NC, 28681

3beds
2baths
1,996sqft
$475,000
$238price/sqft
$3,064/moest. monthly cost
$122,560/yrincome needed

About This Home

Built in 2022 and set on 1.62 acres, this three bedroom, two bath home sits well back off the road. Trees screen it from view, so you get real privacy without a long drive to town. The main living area is wide and bright. A stacked stone fireplace with gas logs runs floor to ceiling in the living room, and the space flows right into the kitchen and breakfast area. The kitchen has granite counters, a tin style backsplash, white and gray cabinets, and a propane gas range. A walk in pantry holds more than you'd think. Off the entry you'll find a formal dining room, plus a separate office for work, hobbies, or a good book. The primary suite fits a king bed with room left over. It comes with a walk in closet, double vanity, a tiled shower with a bench and built in niches, and a private room for the toilet. Two more bedrooms and a second full bath finish out the floor plan. The laundry room is the sleeper hit. It has its own shower, which earns its keep after yard work, hunting, or a day in the garden. Other things worth knowing: LVP flooring in the main living areas, custom plantation shutters, ceiling fans, a two car attached garage, and a tankless water heater. A whole home generator keeps the lights on when the power goes out. The home runs on a private well and septic system, so there's no city water or sewer bill, and there's a 2025 water quality test on file. County water is available at the road if a future owner ever wants to tap it. Outside there are two decks plus a paver patio, so there's room to spread out when company comes. The outdoor furniture and storage unit stay with the home. No HOA and no recorded subdivision restrictions. Downtown Taylorsville is just up the road, and both Hickory and Lenoir are roughly a half hour away. You're out in the country without being cut off from groceries, work, or a good restaurant. Professional measurements forthcoming.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
Ellendale ElementaryGrades K-51.9 mi
9/10
West Alexander MiddleGrades 6-84.9 mi
4/10
Alexander Central HighGrades PK,9-123.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Ice Maker,Microwave,Oven,Refrigerator with Ice Maker,Tankless Water Heater,Washer/Dryer
  • Laundry features: Mud Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Bonus Room

  • Level: Main

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Laminate
  • Fireplace features: Gas Log,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,996

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,996
  • Total interior livable area: 1,996 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0001513
  • Zoning: RA-20
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 1.62 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Alexander County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$173$2,076
Property Taxes $290$3,480
Electricity $200$2,405
Total$3,064$36,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,051/yr
40% on housing$91,920/yr
45% on housing$81,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 28681$217
Alexander County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 28681$192
Alexander County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$449,000
2026-07-30Listed for sale$475,000

For Sale by Agent

AgentSheree Byrd
BrokerageFaith Parker Properties, LLC

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