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157 Franklin Ln, Taylorsville, NC, 28681

4beds
4baths
3,080sqft
$739,900
$240price/sqft
$4,746/moest. monthly cost
$189,840/yrincome needed

About This Home

This **2022 modern farmhouse** in Wittenburg Landing is filled with thoughtful design, upscale finishes, and all the bells and whistles to impress even the most discerning buyer. A charming covered front porch welcomes you into a stunning great room featuring soaring cathedral ceilings and a dramatic floor-to-ceiling fireplace mantel with electric insert, creating a warm yet sophisticated focal point. The open-concept layout captures views of both the front and back yards and flows seamlessly to the rear patio—perfect for relaxing or entertaining. The kitchen is the heart of the home, showcasing a massive center island, gas range with pot filler, open display shelving, custom cabinetry, and a spacious formal dining area just steps away. Tucked down a private hallway, the primary suite offers a true retreat with a soaking tub, tiled shower, double vanity, and an expansive walk-in closet. Just beyond, you’ll find an exceptional laundry room designed to make everyday living effortless, beautifully appointed with ample workspace and conveniently located off both the main hallway and the primary closet, making laundry feel less like a chore and more like a thoughtfully designed part of the home. The main level is completed by a double garage, mudroom, and half bath for everyday functionality. Upstairs, a loft-style den provides additional living space along with three generous bedrooms, each with private bath access, ideal for family or guests. Outside, professionally landscaped grounds sit on a 0.86-acre lot within a sought-after waterfront community, just 2 minutes from Taylorsville Beach. Come experience this stunning modern farmhouse, perfectly situated for both convenience and lifestyle. Enjoy easy access to Hwy 16 and I-40, with just a short drive to the shopping, dining, and amenities of Viewmont and Hwy 127. This ideal location offers the best of comfort and connectivity, making everyday living effortless.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

3/10
Wittenburg ElementaryGrades PK-51.6 mi
9/10
West Alexander MiddleGrades 6-86.2 mi
3/10
Alexander Central HighGrades 9-125.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Crawl Space
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Range,Microwave
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Dining Area

  • Level: Main

Features

  • Flooring: Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 3,080

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,080
  • Total interior livable area: 3,080 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0065714
  • Zoning: R-20
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio

Lot

  • Lot size: 0.86 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Alexander County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$269$3,228
Property Taxes $450$5,400
Electricity $286$3,442
Total$4,746$56,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,720/yr
40% on housing$142,380/yr
45% on housing$126,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 28681$216
Alexander County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 28681$192
Alexander County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$759,000
2026-02-15Listing removed$775,000
2026-01-08Price change$775,000
2025-11-14Price change$779,000
2025-09-27Price change$785,000
2025-09-07Price change$789,900
2025-08-04Listed for sale$795,000
2023-03-29Sold$695,000
2023-03-02Pending sale$699,900
2022-11-23Listed for sale$699,900
2020-09-24Sold$15,000

For Sale by Agent

AgentNiki Long
BrokerageTrue North Realty

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