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3825 BRONCO Road, Middleburg, FL, 32068

5beds
3baths
2,556sqft
$415,000
$162price/sqft
$3,131/moest. monthly cost
$125,240/yrincome needed

About This Home

Spacious 5 bedroom/3 Full Bath home located just south of Oakleaf/Eagle Landing in Azalea Ridge. This DR Horton home has an inviting and well thought out layout and is perfect for large families and entertaining. There is also a first-floor office and a bonus room on the second floor. The property features a large fenced in back yard and a wood deck. Conveniently located near restaurants, shopping, NAS Jax, hospitals, schools and the First Coast Expressway! This part of Middleburg has experienced significant growth over the past few years. Jennings State Forest and other parks and trails are only minutes away. Azalea Ridge has a beautiful new amenity center and multiple pools/playgrounds across the neighborhood.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Tynes Elementary SchoolGrades PK-61.4 mi
6/10
5/10
Middleburg High SchoolGrades PK,9-121.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2019

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Electric Oven,Electric Water Heater,Freezer,Microwave,Refrigerator
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Primary Bathroom - Tub with Shower,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,156
  • Total interior livable area: 2,556 sqft

Property

Details

  • Parcel number: 36042400592400940
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Back Yard

Lot

  • Lot size: 6,534 sqft
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Inland Flooding
Tornado
Hurricane
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$282$3,384
Property Taxes $494$5,928
Electricity $257$3,086
Total$3,131$37,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,348/yr
40% on housing$93,930/yr
45% on housing$83,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 32068$159
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32068$192
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$418,500
2026-04-08Price change$420,000
2026-03-13Listed for sale$415,000
2022-12-22Sold$410,000
2022-11-08Pending sale$400,000
2022-10-12Price change$400,000
2022-09-29Listed for sale$415,000
2019-07-09Listing removed$241,990
2019-03-23Listed for sale$241,990
2019-03-21Sold$240,990

For Sale by Agent

AgentNelson Sanabria
BrokerageFLORIDA HOMES REALTY & MTG LLC

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