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4019 SANDBANK Court, Middleburg, FL, 32068

2beds
2baths
1,798sqft
$320,000
$178price/sqft
$2,380/moest. monthly cost
$95,200/yrincome needed

About This Home

SELLER WILL INSTALL A FENCE - BUYER'S CHOICE!!! Amazing 2/2 w/flex space, OPEN floor plan w/an ABUNDANCE of natural light throughout home, located in Freedom at Azalea Ridge, a GATED, 55+ community. The large den/office has 2 large windows & beautifully crafted French doors. A perfect space for a 3rd bedroom, craft room or den. A large 3-paneled window in 2nd bedroom allows A LOT of natural light, eliminating the 'dark bedroom' sensation experienced in many homes. The Owner's Suite has TWO separate closets (1-VERY large) PLUS an oversized walk-in shower & EXTENDED double vanity. A separate laundry room has space for cabinetry & is conveniently located by the Owner's Suite. The UPGRADED KITCHEN includes a Double Convection Oven/Range and $3k spent on an upgraded double french door refrigerator w/double freezer drawers. The foyer is full of natural light from the glass panel front door! Please tour this beautiful home! It is the best value available in Azelea Ridge.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Tynes Elementary SchoolGrades PK-61.0 mi
6/10
5/10
Middleburg High SchoolGrades PK,9-121.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: Composition Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Entrance Foyer,His and Hers Closets,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Smart Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,798 sqft

Property

Details

  • Parcel number: 36042400592400826
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened

Lot

  • Lot size: 6,969 sqft
  • Features: Corner Lot,Cul-De-Sac,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Inland Flooding
Tornado
Hurricane
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$218$2,616
Property Taxes $347$4,164
Electricity $197$2,366
Total$2,380$28,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,600/yr
40% on housing$71,400/yr
45% on housing$63,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 32068$159
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32068$192
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$320,000
2026-04-14Listing removed$320,000
2026-02-01Price change$320,000
2025-11-07Listed for sale$345,000
2025-10-31Listing removed$345,000
2025-10-30Listed for sale$345,000
2021-07-30Sold$311,045
2021-04-08Pending sale$307,990
2021-03-22Price change$307,990
2021-03-13Price change$305,990
2021-02-25Price change$300,990
2021-02-19Listed for sale$298,990

For Sale by Agent

AgentKAREN TILLO
BrokerageFLORIDA HOMES REALTY & MTG LLC

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