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6870 Shimmering Dr, Lakeland, FL, 33813

3beds
2baths
2,165sqft
$460,000
$212price/sqft
$3,371/moest. monthly cost
$134,840/yrincome needed

About This Home

Experience lakeside luxury in this meticulously maintained, 2017-built residence by Integrity Builders, featuring direct access to your private, fenced dock on Lake Carter—the breathtaking focal point of this property. From the elegant paver entrance to the manicured landscaping, this home perfectly balances sophisticated design with everyday comfort, centered around a seamless living and dining combo adorned with stunning wood flooring. The heart of the home is a gourmet chef’s kitchen, recently upgraded for 2026 with brand-new LG stainless steel appliances, complemented by soft-close cabinetry, a dedicated computer desk, and premium finishes. A thoughtful 3-bedroom, 2-bathroom split floor plan offers maximum privacy, highlighted by newly installed, plush carpeting in all bedrooms. The primary suite serves as a true sanctuary, boasting an expansive walk-in closet and a spa-inspired ensuite with a jetted tub for ultimate relaxation. Functional upgrades abound throughout the residence, including a whole-house water softener, a dedicated laundry room with a utility sink, and a full exterior gutter system. Outdoor living truly shines with a screened lanai and a fully fenced backyard that leads directly to the water—an idyllic setting for sunset fishing or enjoying serene lake views from your private dock. Beyond the property lines, the low $170 monthly HOA fee provides a stress-free lifestyle by covering all grass cutting and fertilization, while granting access to the community pool, which uniquely includes one free private rental once a year for your special events. Schedule your private tour today to experience Florida waterfront living at its finest!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Microwave,Range,Refrigerator,Washer,Water Softener
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom2

  • Features: Exhaust Fan,Granite Counters,Tub With Shower
  • Level: First

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First

Family Room

  • Features: Ceiling Fan(s)
  • Level: First

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,L Dining,Thermostat,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,819
  • Total interior livable area: 2,165 sqft

Kitchen

  • Features: Built-in Features,Granite Counters,Kitchen Island,Pantry
  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Features: Bath With Whirlpool,Dual Sinks,En Suite Bathroom,Exhaust Fan,Granite Counters,Tub with Separate Shower Stall,Walk-In Closet(s)
  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 232924141892000190
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Private Mailbox,Private Yard,Rain Gutters
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Lake Privileges
  • Waterbody name: LAKE CHRISTINA

Lot

  • Lot size: 8,999 sqft
  • Lot size dimensions: 50 x 180

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$431$5,172
Property Taxes $397$4,764
Electricity $217$2,614
Total$3,371$40,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,577/yr
40% on housing$101,130/yr
45% on housing$89,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 33813$175
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33813$205
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$460,000
2026-04-30Price change$462,900
2026-04-23Price change$464,900
2026-03-12Listed for sale$465,900
2016-11-22Sold$47,500
2005-11-23Sold$30,000

For Sale by Agent

AgentCheryl White
BrokerageKELLER WILLIAMS SOUTH SHORE

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