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1046 Michaels Cove Dr, Leitchfield, KY, 42754

2beds
3baths
1,269sqft
$359,900
$284price/sqft
$2,513/moest. monthly cost
$100,520/yrincome needed

About This Home

Welcome to your private log retreat at beautiful Nolin Lake! Nestled in the gated Michaels Cove Subdivision, this charming log home offers the perfect blend of rustic warmth and modern convenience. Relax on the inviting rocking chair front porch or enjoy peaceful lake evenings from the covered rear deck overlooking the wooded surroundings. Inside, the spacious kitchen with center island opens to the cozy family room and adjoining sleeping area, providing an open, cabin-style flow ideal for gatherings. The main level bedroom and full bath with a large garden tub make it easy to unwind after a fun filled day on the lake. The walkout lower level includes an additional bedroom, full bath, and laundry area—perfect for guests or extended stays. Step outside to a covered lower deck, where you can still enjoy the great outdoors even when spring showers roll through. The detached 27x24 garage with a full bath offers versatile space ideal for storing lake toys, taking a quick shower after time on the water, or transforming into a great party area for entertaining family and friends. The 10'x10' shed is perfect for extra storage. There is over 600 sq ft of decking and porch areas to enjoy the views. The home sits on two lots totaling 1.01 acres, offering privacy and space to relax. Your dock is just a short RTV ride away, and with the boat ramp and marina less than 1.5 miles away, lake days couldn't be more convenient. Dock will transfer with the Corp of Engineers approval. No rentals allowed, ensuring a peaceful neighborhood and protecting your investment. 2023 Starcraft EXS-5 Tritoon available for purchase-ask for more info. Start making lake memories to last a lifetime! Neighborhood info- https://webmasteroaklandhi.wixsite.com/mysite/bylaws-restrictions-1

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Kyrock Elementary SchoolGrades PK-45.4 mi
7/10
4/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 515
  • Finished area above ground: 754

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Full Bathroom

  • Level: Third

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 754
  • Total interior livable area: 1,269 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Other

  • Level: First

Property

Details

  • Parcel number: 0444006099.00

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Boat Slip
  • Fencing: None

Lot

  • Lot size: 1.01 Acres
  • Features: Covt/Restr,Wooded

Parking

  • Total spaces: 1
  • Parking features: Detached,Entry Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$266$3,192
Property Taxes $274$3,288
Electricity $154$1,850
Total$2,513$30,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,160/yr
40% on housing$75,390/yr
45% on housing$67,013/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 42754$125
Edmonson County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 42754
Edmonson County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$359,900
2026-01-07Listing removed$359,900
2025-10-31Listed for sale$359,900
2013-09-09Sold$10,000

For Sale by Agent

AgentCindy Hack
BrokerageFinish Line Realty LLC

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