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7826 Lake James Blvd, Lakeland, FL, 33810

2beds
2baths
1,788sqft
$399,900
$224price/sqft
$2,656/moest. monthly cost
$106,240/yrincome needed

About This Home

This light and bright modern home is as close to new as a home can be, having had only one owner/occupant. From the moment you arrive, the exceptional care and maintenance are immediately evident. Inside, the home is filled with natural light, and ceramic tile flooring flows throughout. Just off the front entry is a spacious office/flex room overlooking the front yard. The foyer leads into an open concept living space where the kitchen serves as the true centerpiece. Designed to please any cook, the kitchen features high end finishes including Wellborn cabinets, quartz countertops, under cabinet lighting, and a large pantry. Stainless steel appliances include an induction cooktop with stainless hood, along with a Fisher & Paykel refrigerator and slide out dishwasher. The kitchen opens to the living and dining areas, creating a perfect space for entertaining. Three large sliding glass doors extend the living area to the screened lanai, offering seamless indoor outdoor living. The primary suite is located off the living room and easily accommodates a king size bedroom set. The en suite bathroom features a soaking tub, spacious walk in shower, dual sink vanity, linen closet, and a water closet. A large walk in closet with built in shelving is tucked behind a pocket door. The second bedroom is located off the foyer and includes a generous closet. Additional highlights include an inside laundry room that leads to an oversized garage with a durable three step epoxy floor coating. This custom home was built by Ernie White Construction in 2022 and includes numerous upgrades throughout. Located in Lake James, a 55+ community, the HOA fee includes lawn care, Wi Fi, cable, and access to community amenities. Homes this well maintained are rare—schedule your private showing today.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
3/10
Kathleen Senior High SchoolGrades PK,9-126.0 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: Miriam
  • Builder name: Ernie White

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Water Softener
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Balcony Porch Lanai

  • Features: No Closet
  • Level: First
  • Area: 179.2
  • Dimensions: 22.4x8

Bathroom2

  • Features: Exhaust Fan,Stone Counters,Tub With Shower,Linen Closet
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 129.8
  • Dimensions: 11x11.8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 166.98
  • Dimensions: 13.8x12.1

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Low Emissivity Windows,Window Treatments
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,541
  • Total interior livable area: 1,788 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Stone Counters,Storage Closet
  • Level: First
  • Area: 162.14
  • Dimensions: 13.4x12.1

Living Room

  • Features: No Closet
  • Level: First
  • Area: 360.8
  • Dimensions: 22x16.4

Office

  • Features: No Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Primary Bathroom

  • Features: En Suite Bathroom,Exhaust Fan,Garden Bath,Stone Counters,Tub with Separate Shower Stall,Walk-In Closet(s)
  • Level: First

Primary Bedroom

  • Features: No Closet
  • Level: First
  • Area: 221
  • Dimensions: 13x17

Property

Details

  • Parcel number: 232710000833003310
  • Zoning: RESIDENTIA
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Enclosed,Front Porch,Rear Porch,Screened
  • Exterior features: Irrigation System,Lighting,Sidewalk
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 6,534 sqft
  • Features: Landscaped,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$279$3,348
Property Taxes $158$1,896
Electricity $197$2,366
Total$2,656$31,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,062/yr
40% on housing$79,680/yr
45% on housing$70,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 33810$120
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33810$190
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Price change$399,900
2026-02-23Price change$425,000
2026-02-03Listed for sale$439,900
2021-06-09Sold$50,000

For Sale by Agent

AgentSteven Perkins
BrokerageCLARK REALTY LLC

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