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7770 Lake James Blvd, Lakeland, FL, 33810

2beds
2baths
1,990sqft
$430,000
$216price/sqft
$2,846/moest. monthly cost
$113,840/yrincome needed

About This Home

BIG PRICE REDUCTION to: $430,000! WELCOME to the SPECTACULAR 55+ COMMUNITY of LAKE JAMES!! A premier gated community of fine homes built by award winning builder Ernie White. Conveniently located in north Lakeland with easy access to I-4, it includes a large clubhouse, pool, and fitness center. This stunning Hunter model, built in 2021 (like new), is 1990 sq. ft. 0f living area and total 2862 square footage under roof, featuring soaring ceilings (12' in the great room area), crown molding, eight foot interior doors ,and oversized windows with plantation shutters throughout (even in the garage). Some of the upgraded features added to this home are: extensive lighting/ electrical package, electrical shade for the sliding glass door to the exterior patio, beautiful bamboo wood look porcelain tile, $7,000+ upgraded appliance package, whole house water filtration system, and epoxy coated garage floor. The great room is the hub of the home and opens to the kitchen and dining areas. The large kitchen boasts: solid wood cabinets, quartz counters, stainless appliances with an induction cooktop, pantry, and a oversized breakfast bar. The primary suite features plenty of natural light, a large walk in closet (7'x15') and a glamour bath with roll in shower. Guests have their own space with the split plan including a large bedroom and bath. Also, you can use the large office/den as the 3rd bedroom or as your workout room. This beautiful home lacks nothing in upgrades. Please view the photos and ask your agent to not miss showing you this fine home!!! Thank you!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
3/10
Kathleen Senior High SchoolGrades PK,9-126.0 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2021

Materials

  • Foundation: Block,Slab
  • Roof: Shingle
  • Construction materials: Block,Brick,Stucco

Other

  • Builder model: Hunter
  • Builder name: Ernie White

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Water Filtration System
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 255
  • Dimensions: 30x8.5

Bedroom1

  • Features: Built-in Closet
  • Level: First
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Features: Kitchen Island,Makeup/Vanity Space,Multiple Shower Heads,Other,Pantry,Rain Shower Head
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Dinette

  • Level: First
  • Area: 120
  • Dimensions: 12x10

Dining Room

  • Level: First
  • Area: 208
  • Dimensions: 16x13

Features

  • Built-in Features,Ceiling Fan(s),Coffered Ceiling(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Solid Wood Cabinets,Stone Counters,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Shutters
  • Flooring: Carpet,Epoxy,Porcelain Tile

Foyer

  • Level: First
  • Area: 81
  • Dimensions: 9x9

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,862
  • Total interior livable area: 1,990 sqft

Kitchen

  • Level: First
  • Area: 180
  • Dimensions: 15x12

Laundry

  • Level: First
  • Area: 42
  • Dimensions: 7x6

Living Room

  • Level: First
  • Area: 304
  • Dimensions: 19x16

Primary Bedroom

  • Features: Other,Walk-In Closet(s)
  • Level: First
  • Area: 238
  • Dimensions: 17x14

Property

Details

  • Parcel number: 232710000833003420
  • Zoning: X
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Enclosed,Patio,Screened
  • Exterior features: Irrigation System,Lighting,Rain Gutters
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 6,869 sqft
  • Features: In County,Landscaped,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Garage Faces Side,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$300$3,600
Property Taxes $172$2,064
Electricity $200$2,403
Total$2,846$34,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,577/yr
40% on housing$85,380/yr
45% on housing$75,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 33810$120
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33810$190
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$430,000
2026-03-20Price change$449,000
2026-01-05Price change$474,900
2025-10-13Price change$495,000
2025-07-18Price change$508,000
2025-06-23Price change$512,000
2025-06-16Listed for sale$518,000
2022-12-02Sold$490,000
2022-12-02Pending sale$499,900
2022-12-02Listing removed--
2022-10-17Pending sale$499,900
2022-09-15Listed for sale$499,900
2021-07-13Sold$385,400
2020-09-15Sold$50,000

For Sale by Agent

AgentJoe Christian
BrokerageKELLER WILLIAMS REALTY SMART

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