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7766 Lake James Blvd, Lakeland, FL, 33810

2beds
2baths
1,664sqft
$480,000
$288price/sqft
$2,959/moest. monthly cost
$118,360/yrincome needed

About This Home

Positioned on a prime corner homesite within the exclusive 55+ gated community of Lake James Estates, this custom-built Ernie White “Miriam II” pool and spa residence blends refined design with effortless living. Thoughtfully customized for both elegance and function, this 2-bedroom, 2-bath home includes a versatile flex space ideal for a private office, third bedroom, or den. The open-concept floor plan is anchored by a chef-inspired kitchen that seamlessly connects to the dining and living areas — creating a sophisticated yet inviting atmosphere for entertaining and everyday comfort. Pocket sliding glass doors open to a beautifully extended screened brick paver lanai featuring a heated spa/spool and additional outdoor living space — the perfect setting for relaxation or hosting guests. Inside, a built-in electric fireplace enhances the living area while offering tranquil views of the pool. Luxury finishes and custom enhancements include: • Wood plank tile flooring throughout • Plantation shutters • Remote-controlled interior shades • Remote hurricane screens on lanai • Custom California Closets • Built-in drop zone • Dedicated garage laundry space • Expansive 3-car garage with golf cart storage Designed with accessibility and long-term livability in mind, the home offers widened entryways, a roll-in shower, modified primary bath counters, and automatic door openers — seamlessly integrated without compromising style. A Generac whole-house generator provides additional peace of mind. Residents of Lake James Estates enjoy maintenance-free living, with HOA services covering lawn care, landscaping, cable TV, internet, and common area maintenance — allowing you to focus on enjoying the lifestyle. This is a rare opportunity to own a highly customized, move-in-ready pool home in one of Lakeland’s premier active adult communities.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
3/10
Kathleen Senior High SchoolGrades PK,9-126.0 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,None,Range,Refrigerator,Washer
  • Laundry features: In Garage

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Crown Molding,High Ceilings,Open Floorplan,Split Bedroom,Stone Counters,Thermostat,Vaulted Ceiling(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments,Hurricane Shutters,Hurricane Shutters/Windows
  • Flooring: Ceramic Tile
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,603
  • Total interior livable area: 1,664 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 232710000833003430
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground
  • Exterior features: Irrigation System,Lighting,Private Mailbox,Sidewalk
  • Has spa: Yes
  • Spa features: In Ground,Swim Spa

Lot

  • Lot size: 8,864 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$335$4,020
Property Taxes $0$0
Electricity $197$2,366
Total$2,959$35,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,451/yr
40% on housing$88,770/yr
45% on housing$78,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 33810$119
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33810$190
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$480,000
2025-04-02Sold$475,000
2025-02-27Pending sale$515,000
2025-02-07Price change$515,000
2025-01-03Price change$549,500
2024-11-19Listed for sale$565,000
2020-04-30Sold$50,000

For Sale by Agent

AgentRyan Grady
BrokerageHOMETRUST REAL ESTATE & PTY MGT

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