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37 Glynn Oaks Ln, Saint Simons Island, GA, 31522

3beds
4baths
2,524sqft
$1,475,000
$584price/sqft
$8,400/moest. monthly cost
$336,000/yrincome needed

About This Home

Coastal cottage living at its finest in the sought-after Glynn Oaks community — just one mile from the beach, pier, and Village! This beautifully crafted 3-bedroom, 3.5-bath home offers 2,524 square feet of thoughtfully designed space featuring an oversized primary suite on the main floor, a gourmet kitchen with custom cabinetry and commercial-style appliances, and double porches perfect for savoring the island breeze. Step outside to your private fenced backyard oasis, where a screened porch overlooks a stunning in-ground pool. A 2-car garage adds everyday convenience. Walk, bike, or golf cart to SSI's best restaurants, shops, and recreation. Ideal as a primary residence or income-producing vacation retreat. Island living awaits! Square footage is approximate and should be independently verified by buyer.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
5/10
Glynn Middle SchoolGrades 6-85.8 mi
10/10
Glynn AcademyGrades 9-126.3 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Concrete,Shake Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Range Hood
  • Laundry features: In Hall

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Crown Molding,Gourmet Kitchen,Kitchen Island,Pantry
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,524 sqft

Property

Details

  • Parcel number: 0415141

Features

  • Pool features: In Ground,Pool
  • Patio & porch: Front Porch,Porch,Screened
  • Exterior features: Porch

Lot

  • Lot size: 6,098 sqft
  • Features: Level,Landscaped
  • Lot size dimensions: ,,,

Parking

  • Total spaces: 5
  • Parking features: Attached,Garage Door Opener,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,458$89,496
Home Insurance *$676$8,112
Property Taxes $21$252
Electricity $245$2,942
Total$8,400$100,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$288,000/yr
40% on housing$252,000/yr
45% on housing$224,000/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$584This listing

vs Other Active Listings

Avg $/sqft

ZIP 31522$402
Glynn County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 31522$438
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$1,475,000
2019-04-30Sold$708,000

For Sale by Agent

AgentCarew Rowell IV
BrokerageCarew Rowell Real Estate

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