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227 Trophy Ct, Cotter, AR, 72626

--beds
7baths
5,000sqft
$1,600,000
$320price/sqft
$10,264/moest. monthly cost
$410,560/yrincome needed

About This Home

River Lodge features; 7 bedrooms, 9 baths, large conference room with acoustic ceiling tiles, fully equipped kitchen, great room, handicap accessible, pavilion, concrete boat ramp, ample parking and more. Most all furniture and household furnishings are included in sale. New carpet and roof in 2023. Many more numerous updates.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
6/10
Cotter High SchoolGrades 7-122.6 mi

Construction

Materials

  • Construction materials: Wood Siding,Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,River Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Range,Range Hood,Microwave,Washer,Dryer,Water Softener Rented,Freezer,Separate Ice Machine
  • Laundry features: Washer/Dryer Hookups

Basement

  • Basement: None

Bedroom2

  • Level: Upper
  • Area: 266.875

Bedroom3

  • Level: Upper
  • Area: 266.875

Bedroom4

  • Level: Upper
  • Area: 270.6875

Bedroom5

  • Level: Upper
  • Area: 270.6875

Bedrooms & Bathrooms

  • Bathrooms: 7
  • Full bathrooms: 7

Dining Room

  • Level: Upper
  • Area: 311.6667

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,000
  • Total interior livable area: 5,000 sqft

Kitchen

  • Level: Upper
  • Area: 297.9167

Living Room

  • Level: Upper
  • Area: 343.75

Master Bedroom

  • Level: Upper
  • Area: 269.4167

Property

Details

  • Parcel number: 00211211000

Features

  • Waterbody name: White River
  • Living area range: 5001 +

Lot

  • Lot size: 4 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Winter Weather
Earthquake
Wildfire

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,090$97,080
Home Insurance $1,186$14,232
Property Taxes $626$7,512
Electricity $362$4,345
Total$10,264$123,168

Income You'd Need if You Spent...

35% on housing$351,908/yr
40% on housing$307,920/yr
45% on housing$273,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 72626$172
Baxter County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 72626$229
Baxter County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-03Price change$1,600,000
2024-12-04Listed for sale$1,500,000
2023-12-21Listing removed$1,500,000
2023-12-05Listed for sale$1,500,000

For Sale by Agent

AgentDavid Capps
BrokerageERA DOTY REAL ESTATE MOUNTAIN HOME

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