1049 Bannister Rd, Waxhaw, NC, 28173
About This Home
**THE SELLERS ARE OFFERING $5,000 TOWARDS BUYER CLOSING COSTS OR INTEREST RATE BUYDOWN WITH AN ACCEPTABLE OFFER** Pool season is here, and this backyard is ready for it! Located in the highly sought-after Millbridge community and zoned for award-winning Cuthbertson schools, this Hunter floor plan offers the perfect blend of functional living space and incredible outdoor entertaining.The first floor was designed for gathering with an open concept layout, spacious great room, oversized kitchen island, chef-inspired appliances, endless cabinet space, and a large walk-in pantry. Throughout the home you'll find thoughtful upgrades including custom stonework, beautiful millwork, built-ins, and LVP flooring throughout almost the entire house. As an added bonus, the entire interior and exterior have been freshly painted, making this home truly move-in ready. Upstairs features a spacious loft, four generously sized bedrooms, and three full bathrooms, giving everyone plenty of room to spread out.But the real showstopper is the backyard. Surrounded by mature landscaping for added privacy, this outdoor retreat feels like your own private getaway. Enjoy the pool, oversized pool deck, built-in grill, and screened porch, all designed to make entertaining easy and everyday living feel a little more like a vacation. Even better, the pool is already on a service plan for $150 per month, and the service can be transferred directly to the new owner for easy, worry-free maintenance.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2019
Materials
- Foundation: Slab
- Construction materials: Fiber Cement,Stone Veneer
Other
- Builder model: Hunter
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Exhaust Fan,Microwave,Refrigerator,Washer/Dryer
- Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Half
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Breakfast
- Level: Main
- Area: 80
- Dimensions: 8' 0" X 10' 0"
Dining Room
- Level: Main
- Area: 169
- Dimensions: 13' 0" X 13' 0"
Features
- Breakfast Bar,Built-in Features,Soaking Tub,Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
- Flooring: Tile,Vinyl
- Fireplace features: Living Room
- Finished area below ground: 0
- Finished area above ground: 2,891
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,891
- Total interior livable area: 2,891 sqft
Kitchen
- Level: Main
- Area: 221
- Dimensions: 13' 0" X 17' 0"
Laundry
- Level: Upper
Living Room
- Level: Main
- Area: 320
- Dimensions: 16' 0" X 20' 0"
Loft
- Level: Upper
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 05138274
- Zoning: NEC
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: Community,In Ground
- Patio & porch: Enclosed,Rear Porch,Screened
- Fencing: Back Yard,Fenced
Lot
- Lot size: 0.23 Acres
- Lot size dimensions: 77 x 145 x 71 x 128
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Union County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance * | $176 | $2,112 |
| Property Taxes | $576 | $6,912 |
| Electricity | $269 | $3,231 |
| Total | $4,181 | $50,172 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $625,000 |
| 2026-07-17 | Price change | $625,000 |
| 2026-07-06 | Price change | $650,000 |
| 2026-06-20 | Listed for sale | $675,000 |
| 2023-07-27 | Listing removed | -- |
| 2023-06-23 | Listed for sale | $640,000 |
| 2023-01-26 | Listing removed | -- |
| 2023-01-17 | Listing removed | -- |
| 2023-01-07 | Price change | $3,400 |
| 2022-12-21 | Listed for rent | $3,650 |
| 2022-11-14 | Listed for sale | $650,000 |
| 2022-03-01 | Sold | $650,000 |
| 2022-01-12 | Pending sale | $650,000 |
| 2022-01-12 | Listed for sale | $650,000 |
| 2020-04-07 | Listing removed | $398,000 |
| 2020-03-28 | Listed for sale | $398,000 |
| 2019-04-29 | Sold | $331,000 |
| 2018-11-14 | Sold | $283,000 |
For Sale by Agent
View on Zillow