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130 Elk Cv, Stephenville, TX, 76401

5beds
4baths
2,803sqft
$524,900
$187price/sqft
$4,057/moest. monthly cost
$162,280/yrincome needed

About This Home

Stunning traditional home with modern fixtures, nestled in a highly desirable cul-de-sac and showcasing exceptional curb appeal. This beautifully maintained 5-bedroom, 3.5-bath property offers a spacious, thoughtfully designed layout with an open-concept floor plan ideal for both everyday living and entertaining. Inside, you’ll find gorgeous tile flooring, granite countertops, custom knotty alder cabinetry, and high-end finishes throughout. Stylish fixtures with a subtle rustic-inspired touch add warmth and character while maintaining a clean, updated feel. The heart of the home features a striking double-sided fireplace that seamlessly connects the living room to the outdoor living space, creating an inviting atmosphere inside and out. The downstairs layout features a desirable split-bedroom arrangement for added privacy, including two secondary bedrooms connected by a Jack-and-Jill bathroom. The expansive primary suite is a true retreat, complete with two closets including a large walk-in closet for exceptional storage. Upstairs, you’ll find two additional bedrooms, a full bathroom, a spacious game room or bonus room, and the added convenience of a second utility room, perfect for busy households or guests. Step outside to a backyard oasis featuring mature fruit trees and plenty of room to enjoy the outdoors. A detached 12x12 shed adds incredible versatility, complete with electricity, a mini-split system, and water hook-up, ideal for a workshop, hobby space, or private office. With its generous living spaces, beautiful finishes and prime location, this home offers the perfect balance of comfort, character, and modern convenience. Some photos are virtually staged and For Reference Only

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

--
Central Elementary SchoolGrades PK-K1.5 mi
9/10
6/10
Stephenville High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Water Softener,Water Purifier
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Split Bedrooms
  • Level: First
  • Dimensions: 9 x 10

Bedroom

  • Features: Split Bedrooms
  • Level: First
  • Dimensions: 10 x 14

Bedroom

  • Level: Second
  • Dimensions: 10 x 14

Bedroom

  • Level: Second
  • Dimensions: 10 x 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Built-in Features,Ceiling Fan(s)
  • Level: Second
  • Dimensions: 25 x 13

Dining Room

  • Level: First
  • Dimensions: 13 x 13

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Open Floorplan,Pantry,Natural Woodwork,Walk-In Closet(s),Wired for Sound
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank
  • Number of fireplaces: 2
  • Fireplace features: Double Sided,Electric,Family Room,Living Room,Outside
  • Fireplace: Yes

Half Bath

  • Features: Granite Counters
  • Level: First
  • Dimensions: 5 x 4

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,803 sqft

Kitchen

  • Features: Built-in Features,Kitchen Island,Pantry,Stone Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 11 x 13

Laundry

  • Features: Built-in Features
  • Level: First
  • Dimensions: 5 x 8

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 15 x 21

Master Bathroom

  • Features: Built-in Features,Dual Sinks,En Suite Bathroom,Stone Counters
  • Level: First
  • Dimensions: 12 x 12

Master Bedroom

  • Features: Closet Cabinetry,Ceiling Fan(s),Linen Closet,Walk-In Closet(s)
  • Level: First
  • Dimensions: 14 x 14

Other

  • Features: Jack and Jill Bath
  • Level: First
  • Dimensions: 5 x 10

Other

  • Features: Built-in Features,Separate Shower
  • Level: Second
  • Dimensions: 7 x 4

Storage Room

  • Level: First
  • Dimensions: 11 x 16

Utility Room

  • Level: Second
  • Dimensions: 3 x 4

Property

Details

  • Parcel number: R000075362

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Covered
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Fenced,Gate,Wood
  • Residential vegetation: Grassed

Lot

  • Lot size: 8,276 sqft
  • Features: Back Yard,Lawn,Landscaped,Other,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Concrete,Covered,Driveway,Garage Faces Front,Garage,Garage Door Opener,Inside Entrance,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Wildfire
Drought
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$476$5,712
Property Taxes $620$7,440
Electricity $307$3,693
Total$4,057$48,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,097/yr
40% on housing$121,710/yr
45% on housing$108,186/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 76401$298
Erath County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 76401$192
Erath County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$543,000
2026-05-01Listing removed$543,000
2026-02-09Listed for sale$543,000
2026-01-30Listing removed$545,000
2025-07-21Contingent$545,000
2025-06-21Listed for sale$545,000
2025-06-03Listing removed$545,000
2025-05-02Price change$545,000
2025-04-15Price change$570,000
2025-03-10Listed for sale$580,000
2025-03-04Listing removed$599,000
2025-01-21Price change$599,000
2025-01-17Listed for sale$610,000
2024-11-04Listing removed$610,000
2024-08-03Listed for sale$629,000
2022-12-27Sold--
2022-12-01Pending sale$499,000
2022-11-21Contingent$499,000
2022-11-21Listed for sale$499,000
2022-11-07Contingent$499,000
2022-10-24Price change$499,000
2022-10-04Listed for sale$525,000
2020-02-03Listing removed$324,900
2020-01-31Pending sale$324,900
2019-12-12Listed for sale$324,900

For Sale by Agent

AgentMailyn Baskett
BrokerageEbby Halliday Realtors

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