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4406 Clara Rose Ln, Katy, TX, 77449

5beds
4baths
4,059sqft
$400,000
$99price/sqft
$3,047/moest. monthly cost
$121,880/yrincome needed

About This Home

This spacious two-story home in Westfield Ranch features a classic brick and stone exterior. The sprawling interior includes five bedrooms, three full bathrooms, and one half bathroom. The first floor hosts a bright family room anchored by a gaslog fireplace, a formal dining room, a breakfast nook, and a private primary suite boasting double vanities, a jetted soaking tub, and a separate walk-in shower. The kitchen is equipped with premium granite countertops, a central island, and energy-efficient appliances. Upstairs, the layout offers four secondary bedrooms, an expansive game room, and a dedicated media room. Additional structural and energy-efficient features include low-E windows, a tankless water heater, multi-zone HVAC systems, a two-car attached garage with an automatic opener, a fully fenced backyard, and a covered back patio.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
New Elementary SchoolGrades PK-50.2 mi
4/10
Thornton Middle SchoolGrades 6-81.0 mi
5/10
Cypress Park High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Microwave

Bedroom

  • Level: Second
  • Area: 180
  • Dimensions: 12 x 15

Bedroom

  • Level: Second
  • Area: 143
  • Dimensions: 11 x 13

Bedroom

  • Level: Second
  • Area: 221
  • Dimensions: 13 x 17

Bedroom

  • Level: Second
  • Area: 154
  • Dimensions: 14 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,059
  • Total interior livable area: 4,059 sqft

Other

  • Level: First
  • Dimensions: 0

Other

  • Level: Second
  • Dimensions: 0

Primary Bath

  • Level: First
  • Dimensions: 0

Primary Bedroom

  • Level: First
  • Area: 342
  • Dimensions: 18 x 19

Property

Details

  • Parcel number: 1393080020016

Features

  • Stories: 2

Lot

  • Lot size: 7,557 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$322$3,864
Property Taxes $258$3,096
Electricity $445$5,348
Total$3,047$36,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,468/yr
40% on housing$91,410/yr
45% on housing$81,253/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 77449$125
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77449$140
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$400,000
2026-07-23Listed for sale$400,000
2019-09-25Sold--
2019-05-09Pending sale$330,415
2019-05-09Listed for sale$330,415

For Sale by Agent

AgentErick Harbert
BrokerageRealty Right

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