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27826 County Road 207, Flemington, MO, 65650

3beds
2baths
2,325sqft
$450,000
$194price/sqft
$3,259/moest. monthly cost
$130,360/yrincome needed

About This Home

This lakefront property offers something genuinely rare on Pomme de Terre: a well-built home with ample living and entertaining space, a full-featured dock directly in front of the house, and sweeping year-round views of the lake--all at a price that stands out for what you get.The home features a furnished, three bedrooms, one nonconforming bedroom, two bathrooms, and two separate living areas that make it easy to host family and friends. The kitchen includes custom cabinetry, while generous closets and beautiful built-ins provide excellent storage throughout. A three-car garage with walk-up attic adds even more storage.Outside, the private dock comes equipped with solar power, a covered boat lift, swimming platform, two locked storage units, and everything you need for convenient lake access right from your property. The fishing is great off the dock and along the shoreline. You can work with the Corps of Engineers on adding stairs down to the water if you'd like and plans were already in place for a side deck off the house.Inside, the sunroom stands out as a favorite spot--filled with natural light and offering those amazing expansive lake views in every season. Longtime lake residents often point to this property as one of the best on the lake because it combines a comfortable, spacious home with immediate water access and a million-dollar view, without the million-dollar price tag.It's hard to find all three elements--quality living space, a dock steps from the house, and unobstructed lake views--in one package here. Don't miss this opportunity to own a turnkey lake home that truly has it all!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
3/10
Wheatland High SchoolGrades 7-129.2 mi

Construction

Condition

  • Year built: 1966

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Propane
  • Fireplace: Yes
  • Finished area below ground: 1,162
  • Finished area above ground: 1,162

Heating & Cooling

  • Heating features: Central,Electric,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,324
  • Total interior livable area: 2,325 sqft

Property

Details

  • Parcel number: 153.005004003003.000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$657$7,884
Property Taxes $150$1,800
Electricity $177$2,130
Total$3,259$39,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,737/yr
40% on housing$97,770/yr
45% on housing$86,906/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 20.5%
20.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 65650$369
Hickory County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 65650
Hickory County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$485,000
2026-04-11Listed for sale$499,000
2025-03-20Sold--
2025-02-18Pending sale$459,900
2024-11-20Price change$459,900
2024-11-13Price change$489,999
2024-06-24Listed for sale$499,900

For Sale by Agent

AgentPayton Cribbs
BrokerageBilly Bruce Realty

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