See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

477 Paloma Dr., Bandera, TX, 78003

1beds
1baths
420sqft
$175,000
$417price/sqft
$1,389/moest. monthly cost
$55,560/yrincome needed

About This Home

This 2 story cabin is exceptional in design and floorplan for a weekend get A way or a Bed and Breakfast. Currently being lease on VRBO. This home was planned and built in a floodway, but the elevation of the home provides exceptional views of the Cypress treelined Medina River. Country Views and a short walk to the Water Front POA park. This home comes fully furnished so don't worry about having to purchase extra furniture. The Loft has 2 sleeping areas for guest. Below the home there is covered parking for your RV and a covered patio. A firepit area for sitting and making music to the Texas Hills. The patio's views are perfect for Birding and Watching the Moonlight skies.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Alkek Elementary SchoolGrades PK-52.4 mi
6/10
Bandera Middle SchoolGrades 6-81.0 mi
4/10
Bandera High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2017

Materials

  • Roof: Metal
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Self Cleaning Oven,Range,Refrigerator,Vented Exhaust Fan,Electric Water Heater,Electric Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • One Living Area,Eat-in Kitchen,High Ceilings,High Speed Internet,Master Downstairs,Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Linoleum
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Wall/Window Unit(s),Other

Interior Area

  • Total interior livable area: 420 sqft

Kitchen

  • Area: 144

Living Room

  • Area: 144

Master Bedroom

  • Area: 144

Property

Details

  • Parcel number: 15475000001720

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Barbecue,Rain Gutters
  • Fencing: Privacy
  • Has view: Yes
  • View description: City,County VIew

Lot

  • Lot size: 5,096 sqft

Parking

  • Parking features: Garage Faces Side,None,Street Parking Only,RV/Boat Parking,Unpaved Drive,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$81$972
Property Taxes $186$2,232
Electricity $238$2,859
Total$1,389$16,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,622/yr
40% on housing$41,670/yr
45% on housing$37,040/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 78003$161
Bandera County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 78003$204
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$175,000
2024-11-21Listing removed$190,000
2024-06-14Listed for sale$190,000

For Sale by Agent

AgentBabo Teich
BrokerageTeich Properties, LLC

Similar Homes