307 Fernando St, Newport Beach, CA, 92661
About This Home
Charming Balboa Peninsula beach house just steps from the sand. Ideally located in the heart of Newport Beach, this fully remodeled coastal retreat offers everything you could want in a vacation home. No expense was spared in the renovation, featuring brand-newer appliances, designer tile, and high-end finishes throughout, giving the home a fresh, like-new feel. Property highlights include a spacious primary suite with a massive bedroom and walk-in closet, three generously sized bedrooms, and three full bathrooms. Additional features include a large laundry room, a versatile bonus room currently set up as an office, and a sunny deck perfect for relaxing or entertaining. The home also boasts a charming fireplace and abundant windows that flood the space with natural light. This property presents an exceptional opportunity for both personal enjoyment and investment potential.
Getting Around
Very Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Property condition: Turnkey
- Year built: 1915
Materials
- Roof: Asphalt
- Construction materials: Drywall,Stucco,Copper Plumbing
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Inside
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Cooling
- Cooling features: Wall/Window Unit(s)
Features
- Bedroom on Main Level
- Flooring: Wood
- Fireplace features: Living Room
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 1,464 sqft
Kitchen
- Features: Quartz Counters
Property
Details
- Parcel number: 04810317
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: 1
- Pool features: None
- Fencing: None
- Has view: Yes
- View description: None
Lot
- Lot size: 1,742 sqft
- Features: 16-20 Units/Acre
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Earthquake
- Inland Flooding
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $14,133 | $169,596 |
| Home Insurance * | $185 | $2,220 |
| Property Taxes | $2,512 | $30,144 |
| Electricity | $398 | $4,786 |
| Total | $17,228 | $206,736 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $2,990,000 |
| 2026-01-26 | Listed for sale | $3,099,900 |
| 2023-01-13 | Listing removed | -- |
| 2022-11-10 | Listed for sale | $468,000 |
| 2021-11-12 | Sold | $1,825,000 |
| 2021-10-08 | Pending sale | $1,825,000 |
| 2020-12-25 | Listing removed | $3,850 |
| 2020-12-15 | Listed for rent | $3,850 |
| 2012-08-10 | Listing removed | $3,000 |
| 2012-07-12 | Listed for rent | $3,000 |
| 1997-09-19 | Sold | $260,000 |
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